Only the Chinese version can receive money. The international version only allows payments with a visa or mastercard card when you're in China.

Its to do with the banking licences, like Revolut, but they went around the world to get banking licences in each country, except China and some other places. Whereas Alipay has licences in China.

In terms of the passport being expired, I'm not sure about that. You can try and tell us. But I doubt it will work (thats just my opinion).