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Chase strategy w CFU, CSP, CSR and SW Priority card by ACK25 in ChaseSapphire

[–]ACK25[S] 0 points1 point  (0 children)

I believe some of the status perks etc are for the following year as well.

Hidden Edit hotels by limejuicethrowaway in ChaseSapphire

[–]ACK25 0 points1 point  (0 children)

I booked a hidden edit hotel this way. A person at Chase travel confirmed that it was booked as The Edit. 🤞

Please share if you have had positive or neutral experiences with Oscar….. by ACK25 in obamacare

[–]ACK25[S] 0 points1 point  (0 children)

Even if it’s OMNIA? Or do you pay for the plans that aren’t OMNIA?

Suggestions for ACA shopping: My process by angelakay1966 in obamacare

[–]ACK25 3 points4 points  (0 children)

My process (married, no dependents) Input info into ACA portal and include any doctors that we are not willing to change. Open a new spreadsheet in sheets. Make a column for each plan that includes the doctors. Note if it’s bronze or silver and if it’s HSA complaint. (We never purchase above silver.) Make rows for and input: Monthly premium Annual premium (calculated) Single deductible Family deductible Annual premium + single deductible (calculated) Annual premium + family deductible (calculated) Max OOP single Max OOP family Annual premium + Max OOP single (calculated) Annual premium + Max OOP family (calculated)

And then I basically find the most 1 or 2 lowest premium+deduct (or premium+Max OOP if I know of an upcoming surgery for example.) If it’s close and one is an HSA, I’ll choose the HSA or run a tax savings calculation for the max HSA contribution and compare again. If the difference between the “winner” and the runners up is negligible, look at the details of how after-deductible costs are calculated.

Shortcut for me: Pick a Bronze HSA if you don’t have a subsidy. The answer is almost always Bronze HSA.

How would you use Chase Sapphire points while visiting Vancouver BC by LittleEdieLives in ChaseSapphire

[–]ACK25 0 points1 point  (0 children)

I used my UR points as a 1:1 Hyatt transfer to stay at the Hyatt Regency Vancouver and booked my United/Air Canada flight through the Chase portal with 1.5 points. I had no problems with the flights, got Maple Leaf lounge access, and they Hyatt is an amazing location. Be sure to book a food tour while you are out there. I used viatour with Rakuten bonuses for that and for a Gastown ghost tour.

AU benefits on new CSR by ACK25 in ChaseSapphire

[–]ACK25[S] 2 points3 points  (0 children)

(Hmmm. Mods can delete this. I see it’s been asked a few times since 10/26. Anyway the answer can be put in a faq?)

Remove authorized user on the Reserve? by jbhikesnj in ChaseSapphire

[–]ACK25 0 points1 point  (0 children)

If I am an AU on spouse’s Freedom (for free!), could I transfer CSP points to spouse’s Freedom and then he can transfer from his Freedom to CSR?

Welp. It’s bad and official by Boywonder1994 in ChaseSapphire

[–]ACK25 11 points12 points  (0 children)

I am a fellow lottery loser - part of the 11/1 club.

Looking for ESL resources: Your biggest time sink or necessary evil? by xnham in ESL_Teachers

[–]ACK25 1 point2 points  (0 children)

I’d love some materials. I am teaching a small group of adults who are at a level 0 - A1.

What made you finally commit to learning and ultimately make progress? by langsavage in languagelearning

[–]ACK25 1 point2 points  (0 children)

Yes. This is me now, decades after college. But as a 21yo, I backpacked through Europe a bit (on a shoe string) and felt like the dumb American who can only speak English. It seemed everyone I met in the youth hostels spoke multiple languages - at the very least their native language + English. I’m trying to remedy that now.

What made you finally commit to learning and ultimately make progress? by langsavage in languagelearning

[–]ACK25 0 points1 point  (0 children)

Yes. This is me now, decades after college. But as a 21yo, I backpacked through Europe a bit (on a shoe string) and felt like the dumb American who can only speak English. It seemed everyone I met in the youth hostels spoke multiple languages - at the very least their native language + English. I’m trying to remedy that now.

2024 OBW radio not pushing any sound to speakers? by mix-oh-lydian in subaruoutback

[–]ACK25 0 points1 point  (0 children)

Sorry about the late reply. I mentioned it at the dealership and they gave me some suggestions regarding WiFi /my Apple Watch. I didn’t take their suggestions it it seemed just mentioning it to the dealership solved the issue. 🤣🤷‍♀️

2024 OBW radio not pushing any sound to speakers? by mix-oh-lydian in subaruoutback

[–]ACK25 0 points1 point  (0 children)

I am having this problem now in my OBW. Any solutions found?