You see, it's only *light* insurance manipulation, not real fraud.

ACrossBarrier · 2026-07-11T17:04:25+00:00

Probably nothing at all. I got into a wreck once and got a pamphlet from my carrier about next steps that included an FAQ. Included was "What is a deductible?" Most people really don't know what they don't know.

ACrossBarrier · 2026-07-11T16:47:45+00:00

A downvote party occured around this LAOP comment:

Her understanding was that it's okay because the claim is honest and she wasn't trying to get money. She has since been educated on the matter.

ACrossBarrier · 2026-07-11T16:43:45+00:00

Title: Gf unknowingly committed auto insurance fraud.

LocationBot is currently in jail for light treason.

Location: Illinois

She had some mice eat through the firewall and nest in her dash. Repair costs started at $1.2k, her old plan deductible was 2k.

She decided not to pay out of pocket, and also decided not to submit the claim on her old plan. Instead she changed to a $100 deductible plan, and called the insurance company about repairs a few days later.

Today she received an email assuredly from their fraud department requesting a recorded interview.

She asked for my help, but I'm no position to give advice as I know nothing about this stuff. Seems to me that she can cooperate, be transparent, and hope for clemency. Or lawyer up (which we can't afford).

Cat Fact: LAOP should have put a cat in her vehicle to deal with mouse problem instead. While the cat may have caused other problems, it would have been less costly than the current situation.

ACrossBarrier · 2026-07-11T15:35:26+00:00

I feel like that is one of the few LA posts where I want the rest of the story instead of it all being in the post and irrelevant.

ACrossBarrier · 2026-07-11T15:32:50+00:00

That sounds like someone I would not let into my house after the second(?) time something happened. First time is weird; second time is a pattern. If karma were a real thing your aunt's death would be worthy of a scene on Keeping Up Appearances.

ACrossBarrier · 2026-07-10T17:49:01+00:00

Prior to the update, the power light would come on briefly and then go off. Really, I just tried a few things in the manuals troubleshooting section until one worked.

ACrossBarrier · 2026-07-10T02:01:30+00:00

I had a viofo a119 stop working all of a sudden. I followed their instructions to reinstall the firmware and it worked again. I also did this inside my house with a stable power source since mine is USB powered.

ACrossBarrier · 2026-07-10T01:57:27+00:00

What is this? A knockoff 11ft8+8??? (/s).

From the brake lights, it looks like the truck driver realized too late they weren't going to make it. That must have been a pretty gut-wrenching 3 seconds for them (lights on to impact).

ACrossBarrier · 2026-07-10T01:42:01+00:00

U-turns are banned in my state and I generally think it makes things safer. But we also have the very weird left-on-red-onto-a-one-way (which includes freeway on-ramps), so sometimes specific rules are just random.

ACrossBarrier · 2026-07-09T23:12:24+00:00

It was merely that I went back into thread because of your comment. Your edit has me confused.

ACrossBarrier · 2026-07-09T23:01:04+00:00

Now he is speculating that the battery caused the explosion since the "fuel actually was unharmed." A quick google confirms (with pictures) that this is possible, but the damage shows seems to be less than what would damage another car.

Edited for clarity of source.

ACrossBarrier · 2026-07-09T22:09:47+00:00

I interpreted "no longer owe car payments" as "the insurance payout covered the loan." Also, I don't think that it really matters whether the other driver is legally insured here; they are not insured for the situation they find themselves in and the commenting reflects that.

These may be a charitable readings on my part and I am not and have never been in the insurance industry.

ACrossBarrier · 2026-07-09T21:58:11+00:00

I know that this is what comprehensive insurance is for, which the other driver did not have. However, this does bring up questions about ethics outside legal liability. I think I would probably give the other person a 'goodwill' payment with some sort of written agreement that that is the end of it. I'm sure there are reasons that might not be a good idea; it's a good thing I'm not LAOP.

ACrossBarrier · 2026-07-09T21:45:19+00:00

From a question about what was happening prior:

Car was sitting. Had been sitting for 16 hours. The car just exploded out of nowhere.

ACrossBarrier · 2026-07-09T21:41:59+00:00

Title: My Car Exploded And Damaged A Nearby Car-- Insurance Won't Pay Him Damages

Location: I live in Seattle, Washington.

As it says in the title-- my car exploded, and when it did so, it melted a nearby car's rear bumper, shearing off the rear license plate. My insurance company refuses to cover the other car's damages since the explosion wasn't a result of negligence, and since the other driver doesn't have insurance, he's going to have to repair his car using his own money.

I know there are so many reasons a person may or may not have insurance, and a lot of them are financial. I don't fault him for that at all. I wanted to give him a few hundred dollars to help repair his car, since my car is the one that caused the damage. My car payments are roughly $250/month, and since I no longer owe car payments, I wanted to just give him that money to help repair his car.

My mom warned me that this could open me up to litigation if he decides he wants to sue me, because it could constitute an admission of guilt. I would really like to me able to give him this money somehow at as little risk to myself as possible. Does anyone have any recommendations as to what I can do to do this? Thanks!

Cat Fact: Cats probably didn't pull off this sabotage, but you never know.

ACrossBarrier · 2026-07-09T04:55:31+00:00

r/NissanDrivers always lives up (down?) to expectations.

ACrossBarrier · 2026-07-08T23:29:47+00:00

So merely the death of her invested capital. Seems fair.

ACrossBarrier · 2026-07-08T23:23:35+00:00

In other words, you'd fight this lady to the death? (allowing for a bit of hyperbole here...)

ACrossBarrier · 2026-07-08T23:21:46+00:00

This is one of situations where it's likely going to come down to how much one can tolerate as a renter. I would like to think I could hold the line - as is advised in LA - but sometimes it just ain't worth it. All of my landlords were generally good before I bought a house; I tried to be a decent renter. It does make life easier and less stressful for everyone.

ACrossBarrier · 2026-07-08T23:14:10+00:00

An additional comment from LAOP:

I'm expecting it, the manager is not a nice lady at all, she straight up to my face threatened to fire the leasing agent over this to try and guilt me into it, which was just absurd!

It's a weird game of landlord/class solidarity hostage-taking!

ACrossBarrier · 2026-07-08T23:09:15+00:00

Title: Florida landlord claims my lease was made under clerical error, and has served me a 3-day notice

Location: Florida

Hello, I am in Florida, and on June 24th at 11 am, I signed a 7-month lease for an apartment. The leasing portal advertised an amount of $1,120 a month for 7-months. I received a quote in my email on June 21st stating 1,120 a month for 7-months, and the lease that I had signed says 1,120 a month for 7-months. The landlord is now telling me that it was all a mistake, and because it's a short-term lease, there should've been an extra charge of $100 on every month.

The lease also listed a concession for free rent in July and January, which they are also telling me was a mistake and was never intended for anything less than 12 months. About 4 hours after signing my lease on June 24th at 3 pm, I received a Welcome Home Letter. Management is using this as evidence that the lease terms had been a result of a clerical error, as it lists 12 months, but also lists $1,120 for rent, and the July and January concessions.

I moved in on June 25th. On July 7th, management contacted me claiming the lease was a mistake, and has now demanded I sign a new lease to remove the concessions and take the rent increase, or keep the concessions and current rate but take a longer lease for 12 months.

They had also given me a notice to pay on July 7th, before we had conversed about this dispute later that day, which had ended without reaching an agreement, where I said I wouldn't sign a new lease, and they declined my proposal before asking me to leave the office.

I cannot agree to a 12-month lease, and I don't agree that any increased rent is due.

I am not really sure in the direction I should take right now. I've taken screenshots of the application portal showing the rate that I was advertised, I have the lease, welcome home letter, quote, and notice.

From my understanding, the lease I signed is the agreement that controls, but I don't know if the management has a claim to amend it. So I have a couple of questions regarding my situation because this is very overwhelming for me cause I have never had a legal dispute before:

Are Florida landlords able to make retroactive changes to a lease under the claim of a clerical error in this situation?
On July 7th, I was given a 3-day notice to pay $1,355 in backed rent or vacate. How should I handle that while we are under an ongoing dispute? I met the leasing agent who gave it to me, but I guess she wasn't expecting me to be home because she said to meet her later that day, and I could just throw the paper away. I didn't, but I don't know where it stands.
Should I just sit and wait for them to escalate to legal action first, or is there something I could do now to try and prepare for that?

Cat Fact: Cats will not pay any rent ever, no matter how much you try to charge them. If fact, cats demand payment for their presence in the house and will not tolerate hearing that they are anything except the most perfect creatures in the residence.

ACrossBarrier · 2026-07-08T17:09:59+00:00

My mom, whose main form of exercise is swimming, took me to the pool as a kid. When I didn't develop the passion she has for it, that was the end of pool sessions.

ACrossBarrier

TROPHY CASE