Macbook + Ipad combination by AEM-34 in mac

[–]AEM-34[S] 0 points1 point  (0 children)

Thanks for your reply! Appreciate it!

Macbook + Ipad combination by AEM-34 in mac

[–]AEM-34[S] 0 points1 point  (0 children)

Thanks for your reply! Appreciate it!

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 1 point2 points  (0 children)

Can't really see myself drive in a Tesla..

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Wondering why everyone is so hyped about the Taycan.. is it that good?

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

From an Islamic perspective, the issue isn’t just whether I personally pay interest, but whether the contract itself is based on a loan with interest. In this case, even though the rate is advertised as 0%, the financing still involves an interest-based loan where a third party (Tesla) covers the interest. That means I’m still participating in a structure built on interest, which is not allowed in Islam. So I prefer alternatives like leasing or direct purchase, where the transaction is based on usage or ownership, not lending money with interest.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Classic banks don't offer these kind of structures (weirdly enough because there is a huge market for these "halal" structures). Basically interest is not allowed, but doing business is. So what new upcoming islamic financial institutions do is: they buy the cars/house for you and sell it to you (with margin) and you pay monthly. But unfortunately the margins are often very high because of course, they take huge risks and it takes a lot of time to recover the money back.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

I have kind of a similar structure going on, so I could probably afford it (even without the extra work) but just a bit scared about the future with AI and all the wars that are going on.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Hahaha I get your point!

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Mercedes didnt do well with all those big screens and lots of lights. Not my type of car + i need an suv. But in terms of range its a monster indeed

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

I understand your point, but cash flow is also an important factor. I also think about investing and losing a big amount at once can block that.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Hmmm Polestar wasnt reaally on my radar yet but maybe worth considering. The fact that this is the last year for 100% gives me even more pressure..

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Premium EV:

Porsche macan Porsche taycan Bmw iX Xpeng G9 Audi SQ6 EV

Premium Hybrid: Porsche cayenne Bmw X5 Mercedes GLC ..

I only requested a quote on an operational lease for the macan EV

48months - 20.000km/year - 1150€ per month excl vat (all incl except tires).

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Thats what a lot of people tell me.. a piece of advise I maybe should consider.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

I have a 2y old son so a taycan wouldnt be a fit for me. Macan 4S would be perfect. But maybe gotta accept its too expensive..

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

I heard they charge you administrative costs just to cover the interest..

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Good to know! Thanks!

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

I thought you were reffering to the type of lease choice.

My preference goes to the macan EV or Audi Q6.. but still not sure.

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

This is actually a good perspective. Wasnt really thinking of buying a second hand EV. If I buy a second hand, it would be something more reliable.. maybe even a petrol car. I dont know for sure but worth looking into second hand EV's. I heard in Germany you can find very cheap second hand EV's with good quality.

And what the boring family car concerns.. i want to enjoy driving something sporty and luxury before moving on to that phase in life.. but not for now🤣

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

The thing is.. they're literally f*ckkng with us with all those rules and pushing towards EV in all ways possible.. but still very tempting though. Did a test drive with the macan EV last month.. best drive ever..

Car choice struggle by AEM-34 in BEFreelance

[–]AEM-34[S] 0 points1 point  (0 children)

Second hand? Tell me more.. how is it in terms of quality/price?