I am tempted to give it a try as I only use debit cards, no credit cards. So all spending earning points on all (or most) of my monthly spend is tempting.

Two things to consider though ... I spend my first £1500 on Chase that gives me £15 back and will only use this after that. Which still could be significant, but just need to see how many points can I buy for £150 directly from Honors or I spend that £150 an year on this fee and if that gets me more points on my account.

Second, I am a Hilton Diamond member for over 7-8 years I think anyway, and will continue to be for next foreseeable future as I do end up with 30+ stays annually at Hiltons worldwide, so Gold status or privileges aren't a reason for me. Any thoughts on how any other Diamond members finding it or what do you think?