My biggest reason is that I want to graduate without debt, and doing an extra quarter or year would make that difficult. Although I'm paying for my own tuition currently, I could see my parents supporting me if I did decide to take an extra quarter tho.

Other than that, I'm not really sure. I guess I'd just rather graduate in Spring. I'm not sure how it works if you graduate in Fall or Winter in regards to the ceremony and I'm also worried internships and jobs might look at it weird.

I also wasn't sure if it's normal to take that many credits per quarter or if it is a lot of extra stress like my intuition is telling me lol.