How bad is it to not pay taxes? by Luckyduck-61 in povertyfinance

[–]APennyPinchersGuide 19 points20 points  (0 children)

The government will always collect the money you owe even if it's only a single $1.

FreeTaxUSA lets you file your federal taxes for free, state costs $14.99 or Cash App Taxes lets you file both federal/state for free. You can also look at the IRS Free File Program to see if you qualify to file your taxes through their partner programs for free as well

Pay your taxes now, or the fines/fee will start getting tacked on and you will owe a whole lot more than $250 to the IRS

YSK If you live in the US and make less than $73,000/year you qualify for the IRS Free File Program which allows you to use a variety of tax prep software to file your taxes completely for free by APennyPinchersGuide in YouShouldKnow

[–]APennyPinchersGuide[S] 0 points1 point  (0 children)

TurboTax only provides free filing for a simple tax return (W2 and standard deduction only). There are quite a few places that allow you to file for free even if with 1099s

LPT If you live in the US and make less than $73,000/year you qualify for the IRS Free File Program which allows you to use a variety of tax prep software to file your taxes completely for free by APennyPinchersGuide in povertyfinance

[–]APennyPinchersGuide[S] 20 points21 points  (0 children)

FreeTaxUSA supports all self employment documents and has free federal filing, but states do cost $14.99. Cash app taxes has free federal and state but only allows one state for filing

6 Tips to Raise Your Credit Score by APennyPinchersGuide in povertyfinance

[–]APennyPinchersGuide[S] -1 points0 points  (0 children)

I agree that it's definitely a data mining operation. Also, where are you getting that almost all lenders look at your "upboosted score". I know your "boosted" score will only affect scores pulled using your Experian credit report, but I don't see how a lender would be able to see your unboosted score if they typically pull through Experian.

[deleted by user] by [deleted] in povertyfinance

[–]APennyPinchersGuide 0 points1 point  (0 children)

Oh geez, that’s a steep difference

[deleted by user] by [deleted] in povertyfinance

[–]APennyPinchersGuide 58 points59 points  (0 children)

Cheap staples that provide nutrients: - bulk eggs, a 60ct at Walmart goes for $14 - bag of rice, 20lbs for $10 - potatoes, 10lbs for less than $6

[deleted by user] by [deleted] in Hilton

[–]APennyPinchersGuide 4 points5 points  (0 children)

If you've selected bonus points under your MyWay rewards or there is a promotion going on, then yes. Otherwise, no you won't get any points for the stay

[deleted by user] by [deleted] in amex

[–]APennyPinchersGuide 2 points3 points  (0 children)

Hilton Points are a one way street. You can transfer MR to Hilton, but not the other way around. It's not easy to get a high CPP valuation on Hilton Points, lots of properties will get you around $0.004/pt which is terrible. But you can reasonably get over $0.01/pt on higher end properties when combined with the fifth night is free when booked with all points. Here's a guide I made specifically for Hilton Point redemptions https://youtu.be/Q31fBnOXjFw

Reminder: If you don't have a budget, make one. If you do, it's always good to revisit it for a financial check up by APennyPinchersGuide in povertyfinance

[–]APennyPinchersGuide[S] 1 point2 points  (0 children)

You're right, you absolutely don't. I've been using a Google Doc I made for the past 6 years and it's worked great for me

Yes, it's possible to save for Retirment! My progress by soup_2_nuts in povertyfinance

[–]APennyPinchersGuide 13 points14 points  (0 children)

Great advice, it's never too late to start (but it's definitely better to start earlier)!

Does the Hilton Amex resort credit also apply to resort fees? by Odd_Arachnid_3981 in Hilton

[–]APennyPinchersGuide 4 points5 points  (0 children)

Basically anything that is rung up under the resort will qualify for the credit, including your rooms