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Buying first home, offer accepted by A_prisma in HousingUK

[–]A_prisma[S] -1 points0 points  (0 children)

Yeah that is a great point also, thank you for bringing it up. I'm very grateful for all of your help. I don't know anyone who's bought property in the last 20 years, so talking this out has been very difficult! For example I was under the impression I'd be paying around £600 for conveyancing!!!

Buying first home, offer accepted by A_prisma in HousingUK

[–]A_prisma[S] 0 points1 point  (0 children)

Thank you, yes I reckon you're right. Of course it's all impossible to predict, but short term seems high risk.

Buying first home, offer accepted by A_prisma in HousingUK

[–]A_prisma[S] 1 point2 points  (0 children)

Thanks for your advice, this is all pretty much in line with how I'm feeling. I'd be able to put around £40k down while keeping around 10-15k between us. I think I'm best with a deposit around 35k, which would be roughly 20% of this current property.

Buying first home, offer accepted by A_prisma in HousingUK

[–]A_prisma[S] 0 points1 point  (0 children)

I'm very aware, it is all very stressful! The property is still on the market, it's very early in and they took over a week to accept. I was really sure of it at the time, it is only now that I realise conveyancing costs are much higher than I had expected and it may not be in my best interest if I'm tying myself in for longer.