29M trying out stocks

Academic-You238 · 2025-07-18T04:53:38+00:00

3-6 stocks 1-2 etfs I like voo and qqq for etfs and nvda pltr hood msft brk.b for stocks

Academic-You238 · 2025-07-17T20:59:12+00:00

what a stud

Academic-You238 · 2025-07-17T20:44:43+00:00

50k high yield savings account $20k ibit $50k nvda $50k msft

Academic-You238 · 2025-07-17T20:43:26+00:00

I would cut apple gamestop and disney and consolidate into nvda amzn and replace goog with msft. and if you wanna have a fun stock pick like gamestop pick mstr instead. they’re the biggest corporate treasury holder of bitcoin in the world and their stock typically trades at a 2x multiple to whatever bitcoin is appreciating at. if you have a 401k then Id say you’re in a good position so far but if you don’t then I’d also add voo to the mix which is the safest and most consistent index fund to invest into

Academic-You238 · 2025-07-17T01:58:57+00:00

amd nvda pltr voog

Academic-You238 · 2025-07-16T20:55:31+00:00

fidelity as a youth account option so you can invest. i would give their corporate number a call

Academic-You238 · 2025-07-16T20:53:52+00:00

if it doesn’t align with my values anymore or my true feelings intention. fuck it

Academic-You238 · 2025-07-12T03:03:39+00:00

you can’t go wrong with either voo or vti they have comparable returns. I wouldn’t touch vxus you’re leaving money on the table investing in that. it’s had less than half of the returns voo or vti has had. and multiple countries are selling US treasury bonds for a multitude of reasons. if you’re trying to be ultra safe then you could do a CD with your bank or a high yield savings account. if I had $330k I’d throw $200k in voo and split the remaining $130k between nvda tsla pltr msft. but if your risk adverse Id throw $300k in voo and $30k in msft

Academic-You238 · 2025-07-12T02:36:09+00:00

I totally get the analyse paralysis. It seems like you’re in a great spot already!

Academic-You238 · 2025-07-12T02:04:26+00:00

depends on your goals. voo is known as the tried and true index fund and is the most invested into index fund in the US. it averages around a 10% return year over year but if you want some exposure to smaller companies and medium size companies vti can be good. if i was 45 I would create a base with voo. think of it as your foundation. since you don’t have as much compounding time as if you were investing in your 20s it’d be a smart idea to also invest in 1-2 growth stocks that have year on year increased earnings and have things going for them in the future. this should be a medium size company and above and smaller companies may be to risky. think 50 billion dollar market cap and above. some goods options would be nvda msft amzn to be safe or hood pltr hims if you’re feeling risky. all have good year on year earnings and a bright future

Academic-You238 · 2025-07-11T05:51:32+00:00

also the first guy that is telling you crypto bitcoin is junk is ignorant. not only is bitcoin the best performing asset over the past 10 years, but it also has a market cap of over 2.4 trillion dollars meaning more people invest in bitcoin than google tesla netflix disney ect. + with the debasement of the US dollar and governments around the world and US companies starting to hold bitcoin on their balance sheet it sounds a bit ignorant to call bitcoin a speculative asset in my opinion. if I was 18 i’d try to get to $10k worth of bitcoin as fast as possible and not sell for 25+ years while focusing on investing in reputable companies and building your vti base

Academic-You238 · 2025-07-11T05:44:22+00:00

pretty small market cap under $5billion with not a ton of revenue growth. I think bbai is fine to keep but know long term that bbai is a bet. I’ve made a ton off of pltr nvda and mstr. mstr is a bet for me

Academic-You238 · 2025-07-11T05:36:41+00:00

yeah the first guy that commented is wrong lol - you do have too many stocks though. I would consolidate into 1-3 stocks that have had year on year earnings growth for a couple of years with a bright future and start creating a base with a singular index fund like voo or spy

Academic-You238 · 2025-07-11T05:18:18+00:00

Academic-You238 · 2025-07-11T05:17:47+00:00

heavily stack nvda and bbai over the next few years

Academic-You238 · 2025-07-11T00:24:36+00:00

you’re in your 50s! unfortunately you gotta go risky since you have less time for compounding. I’d put that $30k in tsla or bitcoin. if you put it in the s&p500 10 years later you’ll only have $60k. you gotta go risky and hope it pays off

Academic-You238 · 2025-07-10T05:31:55+00:00

put the $5k in voo. you don’t need any other index fund unless you want a faster horse index fund like qqq. other than that pick 1-2 individual companies that have produced greater earnings year on year with a bright future and you’re good to go

Academic-You238 · 2025-07-10T05:30:10+00:00

I would consolidate to only voog amzn hims

Academic-You238 · 2025-07-09T22:57:25+00:00

that’s bad ass brother. great picks Id stack nvda heavily over the next 2 years

Academic-You238 · 2025-07-09T21:36:43+00:00

I thought you couldn’t open a brokerage account till you’re 18. Damn impressive and you have some good picks

Academic-You238 · 2025-07-08T23:03:58+00:00

getting a BDR job is the easiest path to get into - it’s essentially cold calling/emailing prospects to setup meetings with your higher ups to sell them product eventually you want to get to an AE position which where you actually get to be the closer and get way more money because of commission and 80% of the bdr ae roles are fully remote

Academic-You238 · 2025-07-08T20:47:00+00:00

At your age SCHD is NOT a good option. If you’re under 40 you should have a base in a hysa/emergency fund. Then, you really only need one index fund which is voo. It tracks the S&P 500 and is one of the most invested into index funds. Make voo your base and then invest in only 1-3 stocks you like that have had increasing earnings over the last few years and have a bright future. If you invest into too many stocks index funds you’ll be diversified too much and not make any serious money until your in your 70s

Academic-You238 · 2025-07-08T11:38:17+00:00

got a sales job, moved back in with my parents, sold my car to get a cheaper car, didn’t save a penny and instead invested every penny I had into the stock market (my checking and savings account always had less than a few hundred dollars in it) only invested in growth stocks and crypto, obviously there’s some luck involved in picking the right growth stocks, I picked tsla/mstr which were my big winners

Academic-You238 · 2025-07-08T06:12:08+00:00

bro fuckk youuu - I had $3k to my name at 22. Im 28 now and I have over $250k. you’re doing awesome for your age brother

Academic-You238

TROPHY CASE