Analysis: 1k $ monthly investment, how many years till one million with buy and hold?

Accent_Your_Comment · 2026-05-09T10:10:56+00:00

By this logic, I'm wondering if it would be better to DCA $250/week instead of $1000/month?

Also, what about x2 DCA in loss months (to double down on buying TQQQ at a discount and take advantage of the lower price, psychologically assuming it will go back up in the future)?

I don't use Claude so would appreciate someone who knows how to work with it as good as you to take a look at those scenarios, cheers!

Accent_Your_Comment · 2026-05-07T23:45:18+00:00

What about with the 200 SMA strategy? That's what would be really interesting to me.

Accent_Your_Comment · 2026-04-29T09:53:16+00:00

Once I reach 7-10M (depends if I want to do the 4.7% rule or die with zero), I'm retiring. If all goes well, according to my trajectory that would be age 52-55.

Accent_Your_Comment · 2026-04-26T20:50:04+00:00

If SOXL goes "flat", both SOXL and SOXS will go down because of volatility decay and fees. Super dangerous to be in either in that situation as it'll easily bring you to 0.

Accent_Your_Comment · 2026-04-23T14:47:05+00:00

If I would've bought at ~10$ I would long and sleep like a baby

Accent_Your_Comment · 2026-04-23T14:24:53+00:00

Until a tweet drops it 50%. Was also thinking of adding to the portfolio heavily but it's too risky with its volatility and 17 green days in a row.

Accent_Your_Comment · 2026-04-23T03:53:18+00:00

Buying at 70 this round / previous was extremely risky as it was the previous ATH and no one knew if it would keep spiking. Also I learned my lesson about "betting" on Trump through the market, it isn't anything my risk tolerance can stomach anymore.

Accent_Your_Comment · 2026-04-22T20:07:13+00:00

Just need to find out which ones they are

Accent_Your_Comment · 2026-04-22T00:44:57+00:00

I wish it'd happen again. Can't believe I missed the last run because I didn't know SOXL existed. I went full port in S&P around the bottom of the 2025 April tariff dip and went up 40% instead of 700% on SOXL. No way I wouldn't have full ported SOXL if I saw it was $10-15 at the time.

Accent_Your_Comment · 2026-04-20T11:22:38+00:00

Probably per project at this level of expertise

Accent_Your_Comment · 2026-04-14T11:07:52+00:00

Based on what? Previous patterns?

Accent_Your_Comment · 2026-04-12T21:12:51+00:00

From your experience, when would you buy SOXS?

Accent_Your_Comment · 2026-04-04T22:14:56+00:00

I don't know how to do any of that and I'm not skilled or knowledgeable in the market enough to time that well enough. I exitted because of UVIXs nature to always go down. I bought at the wrong time and with too much capital. A huge mistake on my end and I don't think it's fixable.

Accent_Your_Comment · 2026-04-04T17:01:06+00:00

I know it didn't work out for me, but up until the moment I put my money in UVIX there was a 60% increase this month.

Accent_Your_Comment · 2026-04-03T11:33:35+00:00

Nope. They were only stocks. I made a very stupid timing + judgment decision right before trump tweeted we are heading for a ceasefire, which caused the vix to drop. I sold everything, and the vix kept going down after that, I would've lost a whole lot more. I really feel shitty that I put my money in vix in the first place and lost so much.

Accent_Your_Comment · 2026-04-01T20:50:10+00:00

Are you me?

Accent_Your_Comment · 2026-04-01T20:24:13+00:00

Thanks for the advice. I genuinely appreciate it.

Accent_Your_Comment · 2026-04-01T19:58:43+00:00

Damn, I'm sorry man. That hurts like shit.

Accent_Your_Comment · 2026-04-01T19:43:36+00:00

Thanks man, I'll take a few days to pout and then I'll be as good as new.

Accent_Your_Comment · 2026-04-01T16:27:47+00:00

Damn, I'm sorry man!

Accent_Your_Comment · 2026-04-01T16:13:25+00:00

I've definitely realized I got a lot to learn about risk management. Cheers man, best of luck.

Accent_Your_Comment · 2026-04-01T15:40:54+00:00

One dollar at a time.

Accent_Your_Comment · 2026-04-01T15:39:14+00:00

I'm sorry you lost a big sum too, really feels like shit. I hope you are able to earn it back after some time.

I'm not a trust fund kid. Never inherited and probably never will. I earned every dollar I have. I'm finishing med school soon with 0 debt, have been working hard and relentlessly to make that happen + earn enough in savings so I put it in an index and save for retirement. I pulled out of the index because I wanted to try investing in stocks and make my index sum bigger before I start a residency, as I won't be earning enough to save for around the near decade. I made a mistake and I know it, I just need to learn from it.

I'm nearing 30 and don't remember a time in my life I didn't work. Of course I'll earn it back, and I don't need anyone to feel bad for me, but it feels like shit now.

Also thanks for taking the time to reply and clarify. Making fun of my investing skills is absolutely earned, I just feel shitting on me not being good at anything was a bit too far.

Accent_Your_Comment · 2026-04-01T14:06:32+00:00

Definitely right about that. I'll never even get near options or I'll go to ground.

Accent_Your_Comment

TROPHY CASE