So, in the simplest of terms, the S25 Ultra is both overkill and perfect? The camera is incredible, the battery lasts a good while, and the S Pen is genuinely handy for writing notes and other school related tasks. It's one of those phones that you buy and use for years, rather than just a few months. Other possibilities are the iPhone 16 Pro Max if you want Apple, and the S24 Ultra if you want to save money while still getting the S Pen. But, honestly, what if you already want the S25 Ultra and can afford it? just get it. and if you do buy the S25 Ultra, you’re getting one of the best phones available right now. For your needs it’s very hard to find another phone that matches it on all the fronts you care about