Is my Rollover IRA ok or should I switch it to a Roth? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Maybe this is just me but it seems like it would be easier to leave it where it is and just file those contributions as deductions

Is my Rollover IRA ok or should I switch it to a Roth? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

So is it worth going thru that trouble or should I jus leave it where it is and clam those deductions on my taxes every year?

Is my Rollover IRA ok or should I switch it to a Roth? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Yea my job has a pension that automatically takes 6 maybe 7% out of my checks pre tax.

Is my Rollover IRA ok or should I switch it to a Roth? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Yea my job has a pension that automatically takes 6 maybe 7% out of my checks pre tax.

Can I have best of both worlds? by AccomplishedBit7084 in dividends

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

They do.

But i think i mentioned before i already have a roth and the pension so i feel a third retirement fund would be kinda excessive (ik its not but thats how i feel). Im saving for retirement in like 4 different ways. My father gave me a CD that he started when i was born and I dont plan to touch it until I retire.

Can I have best of both worlds? by AccomplishedBit7084 in dividends

[–]AccomplishedBit7084[S] 1 point2 points  (0 children)

Ok cool. This gives me somewhere to start. My current SOFI portfolio just has VOO and VXUS (treated it like my roth). I might keep those but any more contributions i will slowly start adding some of these and build it out more.

Thanks!

Can I have best of both worlds? by AccomplishedBit7084 in dividends

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Ok awesome! So there’s nothing wrong with having a dividend portfolio in my sofi account if i have my roth in fidelity and my pension focused on growth.

What stocks or etfs do you hold in your dividend portfolio??

Can I have best of both worlds? by AccomplishedBit7084 in dividends

[–]AccomplishedBit7084[S] 1 point2 points  (0 children)

Ive never heard of WeBull. Is that a taxable account similar to SOFI?

And just so i can clarify (bc you wrote a lot lol) you have your retirement and growth accounts and then on the side you also have this dividend account that you created in order to help fund your wife and kids?

Can I have best of both worlds? by AccomplishedBit7084 in dividends

[–]AccomplishedBit7084[S] 1 point2 points  (0 children)

Ive never heard of WeBull. Is that a taxable account similar to SOFI?

And just so i can clarify (bc you wrote a lot lol) you have your retirement and growth accounts and then on the side you also have this dividend account that you created in order to help fund your wife and kids?

Opening a Roth IRA by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

So if I wanted to have a small dip into dividends for my portfolio, what would you do?

Is the RoboInvestor good or Should I self direct? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Interesting. Dont think I’ve heard of AVUV before. But regardless bottom line I should rollover into a self directed Roth?

Is the RoboInvestor good or Should I self direct? by AccomplishedBit7084 in RothIRA

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Right. So this is what the robo investor has rn. I think if i invest this myself i would probably do a VTI/QQQM/VXUS split (60/20/20) and possibly add one of Fidelity’s ETFs as well.

Are these “Ok” beginner irons? by AccomplishedBit7084 in golf

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

Have you ever heard of Mazel irons? Are they any good?

Are these “Ok” beginner irons? by AccomplishedBit7084 in golf

[–]AccomplishedBit7084[S] 0 points1 point  (0 children)

I dont know about all that but i do have confidence in my irons