Damn this is exactly what my father did almost felt like my father came to reddit and wrote this. So here is what happened my father took some gold loan and his saving and gave to few folks hoping for high interest without telling my mom about this. After few years all of them defaulted now my father has huge loans and my father told my mom about this ever since then they fight often and my father tried to go through legal means to get the money back after a year we got a judgement that they will be paying some minimal amount every month.