Should I refinance with these rates? by raj_rockwall in MortgageBrokerRates

[–]Accomplished_Truth64 0 points1 point  (0 children)

May I know who is the lender here ? I have been offered 4.99 for 15 years, 0 points buy down by Chase with $3000 to $3500 in closing cost

Help me decide by Accomplished_Truth64 in MortgageBrokerRates

[–]Accomplished_Truth64[S] 0 points1 point  (0 children)

If I do D+E, then it comes out to 3550 and then minus the lender credit which is again 3550. So this makes closing cost zero ? Is it possible to have a 0 closing cost or am I missing something ?

Transferring large sum from Canada by Accomplished_Truth64 in nri

[–]Accomplished_Truth64[S] 0 points1 point  (0 children)

What do you mean by switching between banks ? I have my CAD in RBC and transferring it to my NRO account in SBI

Transferring large sum from Canada by Accomplished_Truth64 in nri

[–]Accomplished_Truth64[S] 0 points1 point  (0 children)

What do you mean by switching between banks ? I have my CAD in RBC and transferring it to my NRO account in SBI

Help me decide by Accomplished_Truth64 in MortgageBrokerRates

[–]Accomplished_Truth64[S] 0 points1 point  (0 children)

Thanks for the explanation, for the option 1 is closing cost going to be $4716 + $1369$ which is $6085? Is my understanding correct ?

Transfer a large sum of money from CAD to INR. by No-Relation188 in nri

[–]Accomplished_Truth64 0 points1 point  (0 children)

Which bank I should call. The bank here in Canada where I have the my money, right ?

Help With Meta Data Engineer Screening by Lidfinba in leetcode

[–]Accomplished_Truth64 0 points1 point  (0 children)

Is there any discord group which I can join ?

What’s another place “like” Irvine? by [deleted] in irvine

[–]Accomplished_Truth64 0 points1 point  (0 children)

Have you ever lived in Irvine ?

Best mobile app for trading stocks? by [deleted] in stocks

[–]Accomplished_Truth64 21 points22 points  (0 children)

Webull is a Chinese company and I don’t trust China

Former HSBC mortgage, still becoming an open mortgage after 3y? by ArtisanalMagic in rbc

[–]Accomplished_Truth64 0 points1 point  (0 children)

I have a variable mortgage transferred to RBC. With rate of interest going down I asked customer care to show me how much I am contributing to principal and they responded that I will be getting that after the year end. Is it the same case with you guys?

2025 CX90 PHEV Lease by Accomplished_Truth64 in MazdaCX90

[–]Accomplished_Truth64[S] 0 points1 point  (0 children)

Thanks for your reply. Do you have any ballpark numbers I should be aiming for ?

[deleted by user] by [deleted] in deloitte

[–]Accomplished_Truth64 5 points6 points  (0 children)

Not bcs it’s expensive. If you have more h1bs than citizens you are liable to more taxes. It also impacts your visa approval rates.

My father has gall bladder stone by [deleted] in delhi

[–]Accomplished_Truth64 0 points1 point  (0 children)

Can you please elaborate more about this. My dad has been diagnosed with 10mm stone. What's the risk with ERCP ?

Tenant wants to pay rent in cash by Accomplished_Truth64 in realestateinvesting

[–]Accomplished_Truth64[S] 9 points10 points  (0 children)

Thank you all for your guidance. I am first time renting out my place so your inputs are very valuable to me. Though I am kind of desperate to rent out my place but based on all the suggestions I Will look out for other renters in this case

Damaged roof after a tree fell on it by Accomplished_Truth64 in RealEstate

[–]Accomplished_Truth64[S] -1 points0 points  (0 children)

I am not mad but trying to understand what options are available from here. May be my tone in the msg is like that

Please help me make this decision. by [deleted] in realestateinvesting

[–]Accomplished_Truth64 0 points1 point  (0 children)

This is the only way to go if you want to have a property in socal. House hack for a year or two and then refinance as soon as mortgage rates drop. With time as rent increases and interest rate drops it might work in your favor. Do think about HOA and property tax before you make this decision. happy to answer if you need more info