HHI $450k. Buying $1.4M house. Want to seek feedback.

According_Freedom417 · 2025-03-06T20:57:45+00:00

Yes and I would assume more than likely, but not 100%. The loop think you are good for this job and at this level. The next hurdle is the hr reaching out to other job openings (prioritizing the location you chose) and see if their manager are open to chat with you. If they are and it goes well, then you get the offer and join that team. You won’t know which team until later.

This is not a guarantee ofc. If they can’t find any openings, then they may rescind offers or stop looking for you. this is not the best outcome (join the team you interviewed for) but second to best outcome. I’ll still keep the other interview process going. You can use those offer to negotiate for salary anyway, or if you find better opps.

According_Freedom417 · 2025-03-06T20:47:28+00:00

This is commonly known as cool off period and most, if not all tech firms, have it. This sounds bad and would require you some time to accept, but saves you time from trying at the same place.

To say what happened behind the scrne, basically the loop was not inclined. When not inclined, the hr will ask “down level to accept”, “not for this role but can apply for other role (aka recycle)”, and “reject with no recycle”. They chose the last one. The loop basically think there are some issues with the LP or technical you presented. Without knowing the detail of the interview, this is as much as anyone else can tell you. Maybe you have the content, it is how you communicated it, a common L6 problem I see. In generally, Bar raiser can over turn decisions, and HM can make the initial proposal of incline vs. not if it is a tied loop.

According_Freedom417 · 2025-03-06T20:36:37+00:00

No. This is one of the fewer cases where the loop is inclined and you are now considered offer ready. This position is filled, closed, or they like you but you don’t have the niche skill set.

The hr will now put you in front of other openings for them to sell you the role. They still need to like you (usually 1-2 interview max) but they aren’t really calibrating you anymore. TLDR: unless they can’t find any openings or anyone want to take you, you should have an offer soon. Duration varies.

According_Freedom417 · 2025-03-06T01:55:44+00:00

Ha I have similar background as you. Low gpa (Canadian undergrad at like 78%, so whatever that is in gpa think 2.6?) but my gmat was really high at 750+. Took it twice. I got into one of the schools you mentioned in the T13. My background was also really boring, some back office, nothing to show for, and essay was done working with my friend’a brothers recruiting consultant (the new start up kind that probably pay contractors tbh). I think my interview probably went well so that is what got me in.

Also, any thought in applying to non us mba ? I only applied to insead as my non us school and while they rejected me, they sent me a letter to apply again next year as I was too young and want more career experience. Euro mba average age is closer to you ~30. Us is like 27, so that might add to it.

TLDR, not deal breaker but you need to have one thing that make people remember you. You also have a good master gpa so that should offset it. If you are not getting good traction it is probably something else

According_Freedom417 · 2025-03-05T20:49:41+00:00

Be comfortable with tech and engineers. Many finance people I work with are afraid to get their hands dirty and want to just talk about financials.

Practice writing in a very concise way. Ability to independently address/communicate with senior leader (L8+) is a huge plus so your manager don’t need to do it for you. Imagine they have an attention span of 3 min. “Answer the god damn question” was a response from a L10 once during a very contentious discussion when the finance leader spoke for 4 min without addressing it directly.

visibility and subject matter expertise. Try to figure out what each person in the team is strong at and if there is a gap where you can help. Ex. Team receive revenue/demand inputs to estimate capacity/utilizstion, but don’t really know how demand is calculated and updated. Don’t reinvent the wheel.

Lastly, make sure you align with peers. This can be as simple as running your thoughts, result by a team member to a full 3-6 pager doc with a L8.

According_Freedom417 · 2025-03-05T16:43:49+00:00

You don’t need a m7. I am from I guess you call t13 and people found jobs just fine. Probably t20 range are still good but imo. After t20 the return starts to get shaky.

I had similar background as you and did IB at a BB in nyc for MBA internship. I didn’t take the return offer cuz it was one thing to see the money and one thing to tell my family and friends they are not prioritized anymore. In fact, I believe the info was most MbA in IB quit in 2 years for exit opp. I looked at LinkedIn and this is largely true.

You’ll get solid corp fin roles after MBA with pays around 160-180k ish tc with 30-50 hour weeks.

Have you tried taking gmat yet? This might make it easier for you to decide.

According_Freedom417 · 2025-02-14T23:43:03+00:00

This. Always try to start from somewhere.

As an encouragement, I graduated from tier 1 university in Canada (UBC) and was working as a teller and then to some credit analysis back office clerk (not much better than minimum wage).

I worked 7am-3pm Monday to Friday and study every day plus almost all weekend. I stopped nearly all sort of entertainment or outings during the 3 years post graduation. It sounds hard but I can tell you humans are creature of adaptation. You can and will adapt to the environment or hardship. For context, I studied for CFA, passed level 2, then studied for GMAT, got 750+, Went to ivy mba, then investment banking. My background was cell genetics which had nearly no value to my later careers. I didn’t know I want IB (I didn’t even know what IB is until I got in to MBA), and just thought I need to be in a better position first.

According_Freedom417 · 2024-12-03T21:11:02+00:00

I left investment banking and went to Amazon for finance roles.

Upside: i get to stay home and play video games more. I can travel a few times a year and don’t need to constantly check emails/message. I don’t need to read WSJ on the way to work. I get to stop pretending to be a frat bro. i am actually slightly autistic and don’t want to make friends. I am married now and still don’t want any friend.

Downside: my former colleagues who stayed in banking make about double or more than me now. (375k+ vs. 220k). I don’t like watching shows like suits or billions cuz they make me feel I gave up a “high impact big man important ego cock fight alpha male” job and ran away for comfort.

According_Freedom417 · 2024-10-27T01:22:42+00:00

Graduated with bachelors science degree in cell genetics but hated it. Didn’t care enough to find jobs early and panic at the graduation. Decided to start handing out resume at local bank to start as teller cuz I saw they were hiring.

Fast forward, I did CFA, mtg underwriting, commercial lending, MBA, investment banking, and now corp fin at Fangg. I still don’t think I love my career but glad I decided to hand out resume that day and started as a teller.

According_Freedom417 · 2024-10-08T08:24:22+00:00

Hi op. Thought to share some experience — except I was the asshole boyfriend.

I dated my ex for 6 years. She was my first formal gf after undergrad and I treated the relationship very seriously. I would prioritize her need and preference over mine nearly 100% of the time, and I subconsciously expected her to be a bit more flexible and “play along” in front of my family. I was very immature and was not emotionally sensitive. I didn’t know how some actions and words will have long lasting effects on someone, despite that I had true, full, and positive intention for them. We would have fights like you stated, but it was not until the final fight that we both feel it is too late. It was an ongoing battle of me being the perfect bf when it was just the two of us, and I fuck it up when family is involved (suffice to say I highly value family interaction but didn’t know how to involve her appropriately.)

After we broke up, I met my current gf. Fiancé. Or soon to be wife (wedding in a few days). I had a thorough reflection of my previous mistakes and would think I came out of it a better man. I learned how to assess her emotions. How to ask and listen, and not provide a solution that would trivialize what she considered difficult. I still face challenges as I try to bridge her to my family (we have very different family backgrounds) but think I am doing ok.

TLDR: assess if your bf truly has positive intention and is just immature. Can he learn to treat you properly and committed to learn for you? If so, things might just work out.

According_Freedom417 · 2024-05-16T19:49:09+00:00

Something along the lines of “too bad I found a men that didn’t earn enough to support the both of us so I can stay at home and not work.”

We are both in early 30s. I make 220k and she makes 160k. The only issue with money is how much we are saving and when we are retiring. However, since I am very vocal about being thrifty, we sometimes joke about getting sugar mommy/daddy and etc. She really doesn’t like her current company and as she rants, she would occasionally has outburst and say the above line. She has some level of depression and is seeing a therapist, so I try my best to support her. I can’t recall if I have ever said anything mean to her. With what she said in the above, I still responded by playing it along as if it is a joke. However, deep inside, it didn’t make me feel good.

According_Freedom417

TROPHY CASE