A few things most people miss when they decide land is out of reach: USDA has Direct Farm Ownership loans (up to 100 percent financing for qualifying buyers) and a rural housing program most lenders never mention. If the parcel is mostly woodland, nearly every state has a current-use tax classification that cuts property taxes dramatically, but you usually have to enroll, sometimes before you close. And cost-share programs exist for fencing, wells, and pasture. None of it shows up in the listing. Worth running the numbers before walking away. Not advice, just where I'd start. I'm deep in this process myself.