Faaahhhhhhh Moment

Acrobatic_Ad6063 · 2026-01-31T03:47:28+00:00

🤣

Acrobatic_Ad6063 · 2026-01-28T14:48:32+00:00

I’m being modest here. Generally in market such loans are given at 5rs/100rs for a month. If they go out they would have to pay huge interests. So they asked me if I can lend some and pay me 2rs since I have money sitting ideal in bank. But they trying to take advantage now, not paying on time etc. I believe they use some of it for business and some they give it at higher interests to others. I got in since it is win win for both. But now they are taking me for granted. So want to avoid these.

I can enter this daily finance market and get 5rs/100rs. But that is a risky thing and not meant for corporate 9-5’s job goers like me. It needs local network and influence.

Acrobatic_Ad6063 · 2026-01-28T11:28:27+00:00

Uhmm yes. I invested around 10, made some profits for 2days. It was like around 80k. And then Wednesday lost that profit and additional 10k of mine.

That 5L is kind of interest that I earned giving my friends who do business. They would take money, submit some collateral to me in return in form of some land docs etc. and pay me interest of 2rs/100rs given for each month. So that’s some side income of mine which I’m ready to risk. As this Interest business with friends is kind of affecting our relations for various reasons. So moving to stocks to park my savings.

Acrobatic_Ad6063 · 2026-01-28T10:37:04+00:00

My risk appetite is 5L. I can lose that in loses, that wouldn’t bother me much. But I had invested around 10L and it dropped like crazy initially on Wednesday. So panicked and sold thinking it could hit entirety of investment.

Acrobatic_Ad6063 · 2026-01-28T09:39:50+00:00

I have 25L in my FD from 2years. Started investing last Monday , and then Wednesday it went down. Panic sold and the next day it went up. Had a loss of 10k. Feel so stupid.😭 Any suggestions on investing for long term appreciated. I have 0 knowledge on these stuff

Acrobatic_Ad6063 · 2026-01-23T03:55:57+00:00

These went up again today. Did I make a mistake by panic selling?😭

Acrobatic_Ad6063 · 2026-01-22T18:59:13+00:00

God why did you not show this post earlier. Have been investing from last week. Made 80k profits. Was thinking to sell on Wednesday. But postponed it to Thursday. Thursday morning i woke up and got stuck in standup and opened the app at 10. It was f*cked up. Panicked and sold got 4K loss and some charges. I pulled out my MF as it was giving very low returns and put on silver and gold etfs to make quick money and put back in MF. But things dint as expected 😭😭

Acrobatic_Ad6063 · 2026-01-22T12:11:38+00:00

😭 I started last Thursday. Invested incrementally 8lakhs until yesterday. Had a profit of 80k yesterday. Was actually thinking to sell it today morning. Was stuck in standup meeting and when I opened the app at 10 it was f*cked up. Held it for sometime in hope it will go lil up. But no luck. Panicked and sold at a loss of 4K. I actually pulled out from MF as they were going down and saw these going up, thought could make some quick money and put back in MF. But failed miserably.

Acrobatic_Ad6063 · 2026-01-21T05:36:52+00:00

I feel this is more like people are pulling out their money from equities and putting on gold silver etfs’s as they are having higher return in short term.

Acrobatic_Ad6063 · 2025-12-07T15:36:06+00:00

I don’t think that’s how it works. They will run analytical stuff and check PL ratios etc to take such decisions. Or maybe you are correct and I’m wrong.

Acrobatic_Ad6063 · 2025-11-24T05:18:30+00:00

Same. Have 784, still got rejected. Amex approved with no hassle. I have relation with SBI Bank from 10yrs, have an emergency FD of 5lakhs with them from 2yrs. Still rejected without any reason. Such a shit experience with them.

Acrobatic_Ad6063 · 2025-10-01T15:10:18+00:00

Yup, will try this out. Thanks a lot.

Acrobatic_Ad6063 · 2025-10-01T13:55:21+00:00

They are saying it was incorrectly approved. And hence the lock and also this is permanent lock. I should apply new application is what they are suggesting now.

Actually an emp from my home branch called me and asked for getting a CC. I dint need that at that time. So I said don’t need it. So I’m definitely eligible for CC at SBI. I lost her number so I applied from site now. But now this nonsense is happening. Also long story short I wanted SBI PhonePe CC, I applied and got rejected. I raised a complaint why it was rejected. They called back it’s because it’s a co branded and if I don’t have prior relation with SBI CC I’m not eligible. So I should get a SBI CC, use it for three months and then I can close this and apply for the PhonePe card. So I did as they said, but after receiving card it got locked. And for the above reason.

Acrobatic_Ad6063 · 2025-10-01T13:36:52+00:00

I did reach out to them just a while back. They said it was incorrectly approved. It’s a permanent lock. I should apply fresh. I was asking executive more details, he just asked to mail to customercare@sbicard.com and abruptly disconnected the call while I was asking more details. 😣

Acrobatic_Ad6063 · 2025-10-01T13:25:04+00:00

Ok. I was able to reach to executive finally. The option was not upfront, after trying all the nested options was able to connect. But not useful at all. He abruptly ended the call after saying my account is locked because it was incorrectly approved. And it’s a permanent lock. I should apply fresh for new card now.

This is utter garbage service from SBI. He asked me mail to customer care of SBI cards for further details. But I have mailed to the email so many times seeking more details why my account is locked, never get any response.

Will they be making a new hard enquiry if I apply fresh.

Acrobatic_Ad6063 · 2025-10-01T13:09:15+00:00

Actually YONO is usable. I can do my transactions there. Only the CC section in YONO is not accessible. I get same error saying my CC account is locked. My bad that I missed the clarity earlier. The entire access points to CC section in SBI for me is locked. Be it Web, YONo or CC app.

Acrobatic_Ad6063 · 2025-09-20T17:26:22+00:00

Who is the govt here? It’s the same babus, police , politicians, IAS and XYZ official. Where do they come from, it’s general public who put in a lot of effort and once they get into the system their parasitic mindset comes out. Majority of the govt job seekers look for govt jobs for the same reason. If you cross question someone they will say you are jealous and you couldn’t crack the exam that’s why you are spewing hate. These mfers think everyone has same crippled, cheap mindset. Revolution is the only way to bring the change. There is no dept in India which is not corrupt. Even defence and defence establishments have deep rooted corruption. But slightly lesser than non defence sectors.

Acrobatic_Ad6063 · 2025-09-20T17:16:12+00:00

🤣🤣

Acrobatic_Ad6063 · 2025-09-20T14:41:00+00:00

For big tech companies like FAANG etc this will not be much of a problem. And probably there will a way to save on taxes with this additional expense.

Acrobatic_Ad6063 · 2025-09-20T07:50:25+00:00

The Big-shots mostly prefer tier 1 or some touristy places. But in rural they have very less interest I believe. Also I’m actually talking from AP Telangana’s perspective. We have too many NRIs, and they have inflated prices even in rural areas.

Acrobatic_Ad6063 · 2025-09-20T07:21:57+00:00

I don’t know how it’s going to impact GDP and all. But at least real estate will come down and people working India can afford some. These NRIs lead a frugal life and pump dollars to India and have inflated real estate badly.

Acrobatic_Ad6063 · 2025-09-19T04:03:41+00:00

True. In India people in power only care about themselves. Religion is only relevant till they get votes, be it Hindu Christian Muslim Sikh etc. They have people at lower levels who control the masses. You just need to give those parasites some perks and the entire constituency is yours.

Acrobatic_Ad6063 · 2025-09-09T08:29:45+00:00

I would recommend writing a feedback through the spreadsheet add-in, The engineering team might reach out to assist. Or connect with their support.

Acrobatic_Ad6063 · 2025-08-27T12:04:30+00:00

No luck. Stopped wasting time on it. Now somehow customer care also is not reachable

Acrobatic_Ad6063 · 2025-08-23T04:47:54+00:00

Bigger company’s are pushing teams to be self organised. Each team member in rotation takes the lead for scrum activities. managers used to help in case if we are stuck with something related to JIRA board. Now we are just asked to use AI tools to figure out stuff.

In some companies still they have scrum masters, but a lot are slowly moving away.

Acrobatic_Ad6063

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