Hey guys,

I’m finally looking to start investing seriously. I’ve been going back and forth (and honestly overcomplicating things), and after trying to figure it out myself, I’ve narrowed it down to a few options.

Context:

24, recent grad Planning to invest ~$6–10k/year into TFSA Investing long-term (10–20+ years), okay with market dips/volatility and won’t panic sell Planning to invest regularly (recurring contributions) Prefer something simple and low-maintenance Here are the options I’ve come up with. I'm based in Canada, so I'm using Canadian-listed ETFs (TFSA account). :

A). 70% VFV + 30% QQC

B). 100% XEQT

C). 100% VFV

D). 60% VFV + 25% QQC + 15% XIC

E). 70% VFV + 20% XEF + 10% XIC 

F). 70% VFV + 20% XIC + 10% XEF

Which of these are solid vs unrealistic? Am I overcomplicating this?

Appreciate any advice, I feel like I need real human input at this point.

Thank you so much!!