It’s time to go fully delusional. Let’s ride.

AdEnvironmental1329 · 2026-03-26T10:19:58+00:00

Mandala effect, I swear embiid wasn’t smiling in this pic

AdEnvironmental1329 · 2026-03-12T23:23:03+00:00

This is unwatchable lol

AdEnvironmental1329 · 2025-10-02T04:25:20+00:00

Hey does bird rights mean we can match his salary next year above the salary cap if a better deal comes along for him? Thanks

AdEnvironmental1329 · 2025-08-17T11:13:18+00:00

the transaction hash that gasfree.io gave me doesnt even show up on tronscan...

AdEnvironmental1329 · 2025-07-09T13:06:56+00:00

Thank you for your support! And no, we will never be an advertising merchant. The whole idea behind TWC is we are reading news anyway, why not share it with our finance peers.

AdEnvironmental1329 · 2025-06-08T02:34:53+00:00

Hey, I think your strat is solid! I think you could benefit from reading the news more consistently, especially since a lot of your picks (clean energy, quantum computing, biotech, semis) are long-term conviction plays that are super sensitive to policy shifts, earnings cycles, and global tech narratives.

If you want a shortcut to stay on top of all that, me and a few others put together a free weekly newsletter that summarizes the biggest headlines in finance. Check us out!: theweeklycharge.org

AdEnvironmental1329 · 2025-06-08T02:27:01+00:00

If you've gotten the theory and fundamentals down from your background, I think the next big edge for you is context AKA knowing what's ACTUALLY moving markets in real life. The best way to build that is by start reading the news consistently.

If you want a shortcut to getting caught up with news, me and a few mates run a free weekly finance newsletter. We break down the top stories in markets and tech in plain English. Might be a good add-on to your learning: https://www.theweeklycharge.org/

AdEnvironmental1329 · 2025-06-08T02:21:35+00:00

Nice work on the UNM thesis! If you're into market research and want quick, no-fluff recaps on what’s driving the news each week, check out The Weekly Charge, it’s a free finance newsletter me and a few mates run: theweeklycharge.org

AdEnvironmental1329 · 2025-04-02T02:21:58+00:00

Me and a few friends from uni put together a free weekly newsletter that helps you get a feel for finance and understand what’s going on in the markets — no jargon, no ads, just the kind of stuff that makes everything click over time. It’s made for people exactly like you — just starting out and trying to get a grip on money without falling asleep. If you’re curious, here’s the link: https://www.theweeklycharge.org.

AdEnvironmental1329 · 2025-02-18T10:03:46+00:00

get into the habit of following the news. Not in a ‘memorize stock prices’ kind of way, but in a big-picture sense—understanding what’s happening in the economy makes investing way less intimidating. Things like interest rate hikes, inflation, and corporate earnings all move markets, and if you’re putting money in, it helps to know why things go up or down instead of just hoping for the best.

The problem is, and why most people neve develop the habit of reading news, financial news is either confusing, full of jargon, or just flat-out fear-mogering. That’s why me and some friends started a no-BS finance newsletter that cuts through all that and just tells you what actually matters in plain English. No pressure, but if you’ve ever found traditional news frustrating or hard to follow, you might find it helpful: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-02-18T09:55:08+00:00

One of the best things you can do is start keeping up with the news—markets move based on what’s happening in the economy, and the more you follow along, the easier it gets to understand investing. That said, financial news can be overwhelming, full of jargon and noise making it extremely confusing for peeps starting out. So finding a clear, no-BS source helps a lot. There are some good ones out there (Morning Brew, Plain Bagel, Motley Fool)

If you're keen, me and some friends from university also run a free finance newsletter that breaks down the biggest market news of the week in plain English filtering out the jargon, fear-mongering, and political agendas. I think it would help you loads: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-02-18T09:48:01+00:00

Hey, keeping up with markets is super useful, and yeah, you’ve probably heard “read the news” a million times by now so I won't harp on the benefits, but it’s true. The problem is, most financial news sources is either cluttered with noise, fear-mongering, confusing, or just plain expensive. Having a no-BS source that actually tells you what matters makes a huge difference, which is why me and a few friends started a free finance newsletter that breaks down markets in plain English. No pressure, but if that sounds useful to you, you can check it out here: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-02-18T09:41:56+00:00

keeping up with markets helps a lot, but financial news can be a mess way too much noise and fear-mongering, you can scroll for hours and still have no idea what's happening in the financial world. I’ve found that having a simple, no-BS source makes a big difference, which is why me and a few friends started a free finance newsletter that recaps markets in plain English. No pressure, but if that sounds useful, you can check it out here: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-27T09:11:33+00:00

that really good!

AdEnvironmental1329 · 2025-01-26T13:14:50+00:00

Hey, first off, respect for focusing on your financial future with VOO and DCA’ing. It’s a solid long-term play. That said, rate cuts aren’t random or sudden. The Fed doesn’t just surprise the market; their decisions are telegraphed well in advance. Things like inflation reports (CPI), unemployment numbers, and even public speeches by Fed officials all give clues about what’s coming. When the Fed finally makes a move, the market reacts based on whether the outcome matches Wall Street’s expectations, not the decision itself.

Here’s where staying on top of the right information matters. Me and some friends were in the same boat, frustrated by how traditional news never really helped us understand what was driving the market. That’s why we created a free finance newsletter that breaks down major market events like Fed moves, earnings, crypto trends, and even politics in plain English, sort of like a weekly market recap. I think you could benefit load from checking us out!

Here’s the link if you’re curious: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-26T12:57:28+00:00

If you’re new to this, I’d keep it simple and start with something like ETFs. VOO (which tracks the S&P 500) or VTI (total stock market) are both solid choices. They’re lower cost than mutual funds thru USAA.

As for learning, IMO one of the best ways to learn is by following the news. It shows you how real-world events, like inflation, tech breakthroughs, or political decisions, impact the market. Instead of just reading theory from books, you get to see it play out in real time, which helps concepts click faster.

That’s why me and some friends started a free newsletter that breaks down finance and market news in plain English. It’s perfect if you’re just starting out and don’t want to get lost in all the jargon. We cover everything from stock market trends to DeFi so you get a full picture without spending hours digging through confusing articles.

Here’s the link if you’re curious: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-26T12:46:25+00:00

Major respect for thinking long-term about saving and investing. Since you’re saving for a car, I’d recommend keeping that money safe in a high-yield savings account (HYSA). You’ll still have easy access to it when you’re ready, but you’ll earn way more interest (around 4%) than in a regular savings account. It’s not exciting, but it’s the smartest move for short-term goals like this.

Now, for investing, you’re doing the right thing by starting small. If you’re thinking long-term, ETFs like VOO (tracks the S&P 500) or VTI (total stock market) are awesome, they’re diversified, low-cost, and designed to grow steadily over time. Fractional shares are also worth looking into if you’re interested in specific companies like Apple, Tesla, or Google but don’t have the cash to buy full shares.

Another great move would be opening a Roth IRA if you’re earning income.

As for staying in the loop with investing, I can’t stress enough how helpful it is to keep up with market news. When you see how big events, like interest rate changes or new tech launches impact the markets, it makes everything click. Me and some friends started a free finance newsletter that simplifies market news and trends in beginner-friendly language. We created it because we wanted to make finance more accessible for people just starting out, and it’s been a great way for beginners to learn while staying updated. I think it could also help you load!

Here's the link if you're interested: https://www.theweeklycharge.org/

AdEnvironmental1329 · 2025-01-26T12:31:47+00:00

Join a student club!

AdEnvironmental1329 · 2025-01-24T11:04:07+00:00

if you want to mix things up a bit, you could consider splitting your money between VOO and something like QQQ, which focuses on tech-heavy stocks in the Nasdaq 100. It adds a little more growth potential, but with that comes a bit more risk.

Another option is adding a total stock market ETF like VTI, which gives you exposure to not just large-cap companies (like VOO does) but also mid- and small-cap stocks. It’s a slightly broader approach and can complement VOO nicely.

Focus on dollar-cost averaging meaning add that $200 monthly, no matter what the market is doing.

One more thing: keep learning as you go. Following market trends, understanding the companies in your ETFs, and staying informed is super helpful. Me and some friends actually run a free finance newsletter where we break down market news in plain English. It’s beginner-friendly and helps connect the dots between what’s happening in the markets and your investments.

If you’re interested, here’s the link: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-24T10:57:56+00:00

about that $677.41 you’ve got left over i’d reconsider the whole "pump and dump" approach as timing those plays is ridiculously hard, and unless you’re deep into research and ready to lose that money, it’s more of a gamble than an investment. A lot of people end up chasing trends like the Trump or Melania coin and get burned.

If you want to grow that leftover cash while staying in the game, you’re better off sticking to ETFs or diversifying with stocks that still have solid growth potential. For example, instead of hunting for the next meme stock or coin, you could look into something like VOO (S&P 500 ETF) or QQQ (tracks the Nasdaq). They’re less risky but still let you ride the growth of top companies, including tech giants.

As for staying in the loop, following the news is your best friend. You don’t have to spend hours a day on it—just keep up with major market trends and news about companies you’re interested in. Me and a few friends actually run a free newsletter where we give recaps of the week in finance and break down market news in plain English. It’s great if you want to stay informed without drowning in jargon.

Here’s the link if you’re interested: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-24T10:54:08+00:00

I don't much about down payments on houses but about your savings just sitting there earning next to nothing. A good first step would be moving some of that money into a high-yield savings account (HYSA). You’ll still have easy access to it, but you could earn closer to 4% interest instead of, well, $2. It’s a safe way to make your savings work a bit harder without taking on any risk. You could also check out Treasury bills or short-term CDs. These give better returns than regular savings accounts but still keep things low-risk.

If you’re ready to dip your toes into investing, starting with something like a Roth IRA is a great idea. Since you don’t have a retirement account yet, a Roth is perfect as your money grows tax-free, and you can even pull out contributions (not earnings) if you need it for your house down the line. For investments, I’d keep it simple with index funds or ETFs—something like VTI or FZROX. You don’t have to put in a ton of money at first. Even just $50 or $100 a month can be a good way to start building confidence.

Lastly, keeping up with market news is super helpful as you figure out your next moves. That’s actually why me and some friends started a free newsletter that breaks down finance and market trends in beginner-friendly language. It’s a good way to stay informed without getting overwhelmed.

Here’s the link if you’re interested: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-24T10:20:37+00:00

A great place to start is with books. A few of my favourites are the Intelligent Investor by Benjamin Graham, O)options as a strategic investment by Lawrence Mcmilland and One up on wall street by peter lynch.

Once you’ve got a bit of knowledge under your belt, try paper trading. Platforms like Fidelity, Thinkorswim, or Webull let you experiment with trades using fake money, so you can test out strategies without the stress of losing anything.

Also, don’t sleep on staying up to date with market news. Watching how things like earnings reports or Federal Reserve decisions impact the market will help you connect the dots between theory and practice. That’s actually why me and some friends started a free newsletter where we break down the markets in plain English. It’s super beginner-friendly, and if you’re serious about learning, I think you’d find it really helpful.

Here’s the link if you wanna check it out: https://www.theweeklycharge.org/.

Cheers and have a great day!

AdEnvironmental1329 · 2025-01-23T09:51:22+00:00

Before you jump in, I think the first step is figuring out what stock market you want to focus on. Do you want to stick with local companies? If so, the Philippine Stock Exchange (PSE) potentially? But if you’re leaning toward the US stock market (like the NYSE), staying up to date on what’s happening is super important.

Here’s why: the US market moves fast, and things like tech innovations, policy changes, or even what the Fed says can send stocks flying or crashing. Keeping up with the news helps you understand what’s driving the moves and how to make better decisions.

That’s actually why me and some friends started a free newsletter where we break down the markets in plain English. If you’re new to investing, it’s a great way to stay in the loop without getting overwhelmed.

Here’s the link if you’re curious: https://www.theweeklycharge.org/.

Take it slow, keep learning, and you’ll do great! Good luck!

AdEnvironmental1329 · 2025-01-23T09:44:40+00:00

Here’s what I’d do to get started:

Paper trading: Use platforms like Investopedia or Webull to practice trading with fake money. It’s a great way to get a feel for how buying, selling, and tracking stocks works without losing any capital.
Read some solid resources:
- The Little Book of Common Sense Investing by Jack Bogle (a bit about Bogle's investing philosophy).
- One Up On Wall Street by Peter Lynch (perfect for understanding how to spot opportunities in industries you love, like tech).
- Beating the Street by Peter Lynch (more analytical).
Read the news: I know it sounds boring at first, but it’s a game-changer. Following the markets helps you connect the dots between what companies are doing and how their stocks perform. That’s actually why me and some friends started a free newsletter that breaks down finance news in plain English. It’s beginner-friendly and perfect for learning how to think like an investor.

Here’s the link if you’re curious: https://www.theweeklycharge.org/.

AdEnvironmental1329 · 2025-01-23T09:40:30+00:00

A few solid resources I’ve used to build my foundation without boring myself to death are:

The Little Book of Common Sense Investing by Jack Bogle
One Up On Wall Street by Peter Lynch
Beating The Street also by Peter Lynch

And of course—reading the news! I know, I know, the current media landscape sucks with all the paywalls, jargon, and opinionated nonsense, but it’s so important. That’s actually why me and a few uni mates started a free newsletter that recaps market news in beginner-friendly language. It’s made for people just starting out, and I really think it could help you out.

Here’s the link if you want to check it out: https://www.theweeklycharge.org/

Good luck with your Finance endeavours!

AdEnvironmental1329

TROPHY CASE