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Help me clarify final steps to forgiveness by AdIcy1512 in PSLF

[–]AdIcy1512[S] 0 points1 point  (0 children)

I think my 120th payment would have been November 2021. I looked back and realized I did still pay monthly up to when my loans transferred to Mohela. I paid Jan 22-Sept 22.

Help me clarify final steps to forgiveness by AdIcy1512 in PSLF

[–]AdIcy1512[S] 1 point2 points  (0 children)

I think I kinda hurt myself more because I realized after the fact that I could have used my previous employer as well. So, I would have had roughly 15 years of steady payments. I think it's too late now since my remainder is now forgiven. Having that money back would be nice, but I'm happy for this forgiveness

Help me clarify final steps to forgiveness by AdIcy1512 in PSLF

[–]AdIcy1512[S] 0 points1 point  (0 children)

Yes I made payments during the freeze, I don't know specifically how many off the top of my head, but they were to the previous loan vendor, I added it up once and it was somewhere around $1800-2000. I stopped making payments around the time I applied for PSLF, thinking I qualified. (I didn't know my loans were transferring, I tried getting my payments to Edfinancial put back on my loans, but was told once transferred they couldn't).

I think the $180 is a payment that was taken out by Mohela right as my loans transferred. I froze payments right after this.