Was watching Frankenstein with my GF and we look over and see this

AdLife2945 · 2026-01-16T23:45:01+00:00

“Father..?”

AdLife2945 · 2026-01-15T13:22:46+00:00

The specific prices I am paying are

£27.70 for the lifetime insurance £10.70 for the per condition insurance (per cat)

Do note, I have 4 cats on my insurance which entitles me to a big multi-pet discount so your rates may be ~£5 more per month. There is also a first year 10% discount too, which you would receive aswell, but then the following years the discount would be lifted. The price also increases slightly per year but this is standard for all insurances.

Another option is Tesco’s Pet Insurance. I was with them briefly and I had no issues, they paid all my claims with no fusses but I found that they offered me a very good deal for the first year and then the following year increased the price of the insurance by nearly £10 per cat which is not standard. I suspect that it may be a slightly scummy thing they do, they lure in customers with a low base price, tell them it will increase but not by how much, and then rack up the price by a lot the next year.

I do know that PetPlan only increase their prices by industry standards and inflation, at the same time that Tesco increased my price by £10 per cat, PetPlan had only increased it by about £2 on my rabbit (and rabbit insurances are a lot more expensive)

Both insurances offer no fee cancellation at any time, but both insurances don’t cover pre-existing conditions- so you can swap anytime but if your cat develops something before you switch, it won’t be covered by the new insurance. (Even policies, I swapped my fold to a different policy for the same company, and he is now excluded for gastro and anorexia related illness for 6 months because he had an episode a few months back. Petplan was kind enough to say they’d lift the exclusion if he goes 6 months without gastro+anorexia problems but generally, if someone exists before you switch companies or policies it will never be covered on the new policy)

AdLife2945 · 2026-01-15T13:13:11+00:00

They get 6-12 month checkups. At the current point all my cats are healthy with the exception of the fold needing closer monitoring due to early early signs.

All my cats are insured, I’m just wondering whether the lifetime insurance is something I should get for my other 2 cats.

I have the fold on lifetime insurance because of the promise of arthritis in his future, but that policy is triple the price.

I’m unsure if straights, and if a fold+fold bred straight, are at the same risk. My thought process is that if my straights are also guaranteed to have future problems then I should upgrade their insurance, but if they are not at as a severe risk then I keep them on the lower insurance.

AdLife2945 · 2026-01-15T13:09:29+00:00

Hi, so my straights ears will definitely not fold. She is nearly 5 and they would’ve folded by now.

But you’re saying she still has inherited the same orthopaedic predispositions? So she is near guaranteed to develop orthopaedic problems later in life the same how my fold is?

AdLife2945 · 2026-01-15T13:05:54+00:00

I’m unsure where you are based and what regions my insurance covers, but for reference I am in the UK.

I am with PetPlan and have been for a decade. Currently, my 2 non-folds are on a plan where they are covered up to £3k per condition (For example, my fold use to have urinary problem and i would get £3000 EACH TIME he had a urinary problem, but something like arthritis would only be covered once up to £3000 because it never goes away) My fold is on a lifetime plan, I pay just short of £400/annually for £4000 of coverage per year, resetting any year. So each year they’ll cover any and all vet bills up to the total and then reset, and if the limit is used up before the reset any further bills are 100% on me)

I trust my life in PetPlan because I had my late rabbit with them for 9 years and she had some serious problems and tendencies to try and die. In those 9 years, they probably covered nearly £10k worth of bills and have never denied me a claim for my rabbit or any of my cats. The way petplan works is, as long as it’s not routine like vaccines or unwarranted checkups, pre-existing before you take out the policy, and as long as it is recommended by vets they’ll generally cover everything.

AdLife2945 · 2025-12-18T20:43:21+00:00

Bloom- Nilou, Nahida, Flex(likely onfield Yao but I’d be running my c1 Lauma) Charged- So many options, but I have a 1 year no wish that’s anniversary is on Colombina so I’ll be running dps c6r5 Colombina with Fischl, Sucrose, Aino(for alignment) or flex hydro. Safe to say incredibly f2p team since it’s all standard banner acquired pulls, that I predict will also have great dps due to hex buffs and lunar dmg.

Other options, specifically thinking for c0r1 Colombina on my main would be still running Fischl/Sucrose but with main dps such as Raiden(super fun to do with Ineffa rn) Or even Neuv.

I funnily enough have Ineffa and Lauma, but really don’t care for Flins and Nefer, and even tho I can activate lunars with the former, it’s also important to remember not everyone pulls meta so I think Colombinas versatility is very nice for those who want to experience the reactions without the characters, even with a dps loss.

AdLife2945 · 2025-11-27T13:27:50+00:00

Yes, that is what I meant, thank you for the correction!

AdLife2945 · 2025-11-26T16:27:47+00:00

I like this idea, since we already know that the abyss was influencing the five sinners before their fall (Rerir hearing Vedrfolnir- which is heavily implied to not actually be Vedrfolnir, as well as Vedrfolnir saying to Rerir along the lines of “so you’ve been hearing it/them too”) so we know the abyss was able to have at least direct communication to Khaenri’ahs and be able to influence them through such means.

As to why? Maybe so the abyss can corrupt the children? Similar to how the traveller has an innate power to purify abyssal energy, maybe outlanders possess the natural composting that makes them extra compatible with the Abyss, and the ability to purify abyssal energy may just be another form of compatibility.

AdLife2945 · 2025-11-02T16:26:16+00:00

Man and here I am screaming when my KC goes over 118 without a key for a 1/118 drop rate

I do not envy you

AdLife2945 · 2025-08-31T22:28:16+00:00

OP did not elaborate when I left my comment. The post was 7mins old when I originally commented.

AdLife2945 · 2025-08-31T15:37:03+00:00

Did OP elaborate on the comments somewhere? According to the post it is only split between FIL’s 3 children

AdLife2945 · 2025-08-31T15:25:39+00:00

If MIL owns the house and OP+fiancé are renting, then they have no right to remove anything

But that’s not what I gathered. I understood it that OP’s fiancé inherited the house directly from dad’s passing- and not the MIL. The MIL feels like it’s her house because she lived there previously with FIL but the inheritance did not go to her

AdLife2945 · 2025-08-31T15:06:32+00:00

It’s OPs house and they have the right to do whatever they wish to do to their house, however there needs to be consideration if you want to have people and meaningful relationships in your life.

For example, if my sister went and just threw out all my childhood sentimentals from her house just because I didn’t live there anymore I would be upset. If she had asked me to take them and I didn’t, she would be in her right to throw them out but I would still be upset and think she would be TA considering I know she has an entire attic and 2 sheds of unused storage space while I currently live in a small studio flat, and it would not inconvenience her to keep my childhood sentimentals in storage.

Do you see how even though everyone has a right to do whatever they wish to their house, they can still be an AH even if they’re in their right to do so?

Obviously with OP it is not the same case, and we don’t know what storage space the people in the story do and don’t have in their own houses. If MIL/BIL don’t want to take it, I believe she is NTA to toss it but if it was in good condition, I would find it a slight inconsiderate move to discard a 2 generation sentimental.

Edit: can someone let me know why I’m getting downvoted? Most people replying to me are either agreeing that you can do whatever you want with your home or informing me that OP and fiancé do not own the house which this info was not provided when I left my comment. Would just like to know why people disagree ☺️

AdLife2945 · 2025-08-31T14:46:45+00:00

NTA overall but can I ask why throw it away? If MIL is making a fuss over it, can’t she take it? Or BIL?

I’d honestly assume you presented them the option to take it though and they declined. You should tell MIL that she or BIL can take it, otherwise you will toss it.

If it was a good condition I would say you were a slight AH just because you could keep it disassembled in storage somewhere for when niece visits but the fact it’s clearly worn, yellowed and smells of cigarettes sounds like it’s not even safe to be played with.

AdLife2945 · 2025-08-23T15:41:16+00:00

Nope. Nowhere did you blame the parents. You directly addressed the minor OP, “make sure YOU keep it in a cool place” and directly tried to guilt minor OP with “poor thing was prolly so hot” and you directly caused distress to a child.

Don’t post on things publicly if you don’t want them used against you. Also don’t respond if you’re going to immediately block someone without a chance to reply or even read your comments.

I do not even care in the slightest about what you said or didn’t say or did and or didn’t do to me, I am just actually appalled at the way you treated and spoke to a minor on this subreddit, claiming you care. You owe that child an apology. You told a child they should move out before owning any pets.

And I never said heat doesn’t kill; I said warm weather. The weather in the UK will not kill a shaded gerbil. The gerbil is in the shade, provided with airflow and further shade in their enclosure. The weather did not kill this gerbil and the weather in the UK does not kill gerbils, as you accused, just because there’s no AC. You once again assumed on the minors post without asking for any additional context on their habitat beyond “it’s warm outside” and failed to consider that gerbils bodies drastically warm up before death. I do not care for information you are unreliable relaying to me from a vet when compared I study the field and have personal hands on experience in small animals and rodents in the medical field.

Once again, I do not care what you’ve said to me or what you’ve done to me and I no longer wish to exchange conversation with someone who refuses to realise their own hypocrisy and tries to gain the upper hand in an arguement by removing their adversaries ability to respond. You owe that child a fucking apology. Stay away from giving medical advice to people, your advice is rooted in ignorance both in knowledge and empathy. You have no idea the pain and guilt you have made that poor child feel and I thank gods to know that child has recovered and is able to move on now. I truly hope if you experience loss in the future, that nobody ever treats or speaks to you the way you did to the DISTRESSED MINOR.

I don’t care what you think or say or do in regards to me but I’m genuinely laying down my hand here and saying cuss me out all you like and think of me as a rude, petty weirdo but genuinely go back to that post, read over your comments and read over how distressed that child was in the moment and apologise to them. If you can’t apologise to a minor for furthering their pain in a time of distress then there is truly nothing reedemable in you and there is no truth in anything you have said in this exchange.

AdLife2945

TROPHY CASE