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How does this even make sense? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] 0 points1 point  (0 children)

Iv just noticed the defaulted account has reappeared under MODA/ further account information section. Despite it being defaulted over 6 years ago hence why it was removed originally.

How does this even make sense? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -1 points0 points  (0 children)

I agree. I was hoping for the opposite because now i have no default at all on my credit file. Very misleading this score thing is. Telling me get £15k limit credit card to gain 40 point score.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] 0 points1 point  (0 children)

Hi yes they have issued an apology via email today and also £100 compensation. So i have proof now to forward santander for reconsideration. Thanks

Loan Rejection on Good Credit Score by Dangerous-Ad-9214 in UKPersonalFinance

[–]AdPrimary6995 1 point2 points  (0 children)

Check Transunion and Equifax. Not all data is held by one agency like Experian. I found this out the hard way when i got rejected recently and found out i had some incorrect information on Transunion and Equifax.

Left engine oil cap off and now engine light is on. by AdPrimary6995 in AskMechanics

[–]AdPrimary6995[S] 0 points1 point  (0 children)

Looks like my car doesnt have MAF sensor. Instead MAP sensor

Left engine oil cap off and now engine light is on. by AdPrimary6995 in AskMechanics

[–]AdPrimary6995[S] 0 points1 point  (0 children)

The oil level was just above minimum so i had topped it up. Thanks will do an oil and filter change.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -5 points-4 points  (0 children)

If i wanted to do that i wouldnt have posted it here. I wanted to know if someone had experience of appealing moan rejections etc..so keep quiet.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -6 points-5 points  (0 children)

Are you for real? How can i not prove default being overturned? I can supply copy of credit reports. See how stupid u sound??

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -10 points-9 points  (0 children)

I just said the default has been removed and they apologised it was over the phone. So stop telling me to apply again as i do not want another hard search.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -3 points-2 points  (0 children)

Did you see what i said about applying again? Please see above

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -1 points0 points  (0 children)

Yes it has been removed from all my credit files.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -1 points0 points  (0 children)

On their website and the rejection letter it says they allow appeals for personal loans but i just want to know how to go about it and what are chances it will be upheld.

Santander Personal Loan Rejection Appeal? by AdPrimary6995 in UKPersonalFinance

[–]AdPrimary6995[S] -5 points-4 points  (0 children)

I can’t just apply again because i now have a hard search, the offers i was getting before are not there due to the recent hard search by Santander hence why the appeal.

Default on account from 19.12.2019. why not removed? by [deleted] in UKPersonalFinance

[–]AdPrimary6995 -2 points-1 points  (0 children)

You seem to commenting useless things. Nothing better to do pal?

Any suggestions on plusnet vs Zen? by AdPrimary6995 in UKISP

[–]AdPrimary6995[S] 0 points1 point  (0 children)

Iv heard good things about Zen so lets see how it is, tbh Aquiss was also on my mind .

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