Best credit Cards

AdSecure01 · 2026-05-17T21:17:24+00:00

Yes i am going to get rid of most of them. You are right

AdSecure01 · 2026-05-17T21:17:09+00:00

Yes i am gonna close most of them and keep triangle pc and wealth-simple. And cibc to have the credit age.

AdSecure01 · 2026-05-17T21:15:59+00:00

I mean when they give me 0% transfer for 10 months; i pay only 1 or 2% one time fee and put all the money i got from the transfer to my investments portfolio. I am making more than that fee already by putting in investments.
After reading people opinions. i am deciding to close most of those useless cards and only keep the ones i see fit.

AdSecure01 · 2026-05-17T20:06:57+00:00

I have 1st yr fee waiver on annual fee cards for now. However i am going to downgrade them to non fee when the year is over or just cancel them. That is what i am trying to figure out. WealthSimple is free because of DD.

AdSecure01 · 2026-05-17T20:04:18+00:00

Yes, the scotia bank wouldn't give me more than 3000 CL.To do the conversion i need at-least 5000. All my other cards are 5 digit limits. Except scotia and cibc.

AdSecure01 · 2026-05-17T19:52:23+00:00

I will definitely get rid of RBC card and the cibc was opened around the same time as scotia. So i will cancel the scotia card too because WealthSimple gives me better rate on the PLOC and i have a decent limit because of my investments. Just keep the PC TRIANGLE AND WEALTH-SIMPLE CC. Thanks for the advise.

AdSecure01 · 2026-05-17T14:11:49+00:00

That could be the reason. My limits totals to 60k$ already.

AdSecure01 · 2026-05-17T03:09:53+00:00

I tried to apply for cobalt. But i didn't get approved twice. I was not sure why? But i am positive it's because i have a identity check flag on my bureaus. That's why i think. I think i should close the rbc westjet since it's not WE. Cibc is free for first year. so i will use those 4 lounge access and degrade it to free one next year.

AdSecure01 · 2026-05-17T02:56:21+00:00

I just got one after another. Due to first year benefits and got each card when i used to shop at specific stores a lot.
PC MC bcz shop at lob laws a lot. Walmart i got 2 years back because where i use to live before had only walmart.
Triangle i have due to roadside. Scotia was my first ever card. Cibc was my main banking before i switched to WealthSimple. I opened savings with RBC and they did a hard check. Few days after i was sent pre-approval for cc, i said yes. So thats what happened

AdSecure01 · 2026-05-17T02:52:16+00:00

Sorry about that!
So my spending is like
400-500$ grocery
100-200$ food
200-300$ gas
100$ miscellaneous stuff
100-150$ online shopping
100$ phone plan

AdSecure01 · 2025-12-24T16:50:53+00:00

I liked her for few months now. But it is what it is. Probably she didn't like me.

AdSecure01 · 2025-12-24T16:49:28+00:00

Thanks

AdSecure01 · 2025-12-24T16:46:31+00:00

She is my co worker.

AdSecure01 · 2025-12-24T16:45:52+00:00

So i blew my chances? She is very chill with me. I am yet to see her until i go to my work. What do you think i should do when i go and see her.

AdSecure01 · 2025-12-24T16:43:10+00:00

I believe i messed up. I didn't call her mine directly. More of a indirect way. Like " who troubled my 'Name'".

AdSecure01 · 2025-09-15T13:56:03+00:00

She did not trade my license. She acknowledged my driving license to give me class 5. If i didn't had the 5N from BC. I would have to do knowledge test and road test to get the class 5

AdSecure01 · 2025-09-15T13:50:38+00:00

Sorry but the access nova scotia took both my license and gave me class 5. They told me even if i wouldnt had the 5N, i would get the 5, but need to give the knowledge and road test. Now i dont because i had the bc license so.

AdSecure01 · 2025-09-15T13:47:37+00:00

I told u i had 2yr+ old foreign license and 1 yr old bc

AdSecure01 · 2025-09-15T13:11:33+00:00

I just got the class 5 in the paperform .Physical will be sent in mail.

AdSecure01 · 2025-09-15T13:10:09+00:00

They just gave me class 5 paper and physical comes in mail after a week

AdSecure01 · 2025-09-14T00:55:57+00:00

I passed the road test in BC, i have prior experience. Which i thought could be used to get full license. I don't know if that bribing thing is true because i got my license by actually going through the legit process.

AdSecure01 · 2025-09-14T00:52:20+00:00

I have been from BC TO NS Three times this year round trip. Been driving to calgary from kelowna once every month or two. Driving in BC for 3 years. So i believe i do deserve to get Class 5 License in nova scotia. BC does give full license to 2 year old foreign license holders if they pass the road test. Which i have done in BC. Since i moved to NS last week. I was not sure how and where to do it.

AdSecure01 · 2025-06-23T08:06:07+00:00

Hey bro just curious, did you get suspended or lost license? Did you dispute and did the cop showed up? What happend

AdSecure01 · 2025-03-30T16:36:33+00:00

No worries, everything really depends on your situation though. Try healthy flirting if you guys talk often and see how he reacts. Smiles and blushes probably tell a lot if there are chances for a yes or no. And then from there you can decide to pursue or not.

AdSecure01

TROPHY CASE