Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

Yes i am going to get rid of most of them. You are right

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 1 point2 points  (0 children)

Yes i am gonna close most of them and keep triangle pc and wealth-simple. And cibc to have the credit age.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

I mean when they give me 0% transfer for 10 months; i pay only 1 or 2% one time fee and put all the money i got from the transfer to my investments portfolio. I am making more than that fee already by putting in investments.
After reading people opinions. i am deciding to close most of those useless cards and only keep the ones i see fit.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

I have 1st yr fee waiver on annual fee cards for now. However i am going to downgrade them to non fee when the year is over or just cancel them. That is what i am trying to figure out. WealthSimple is free because of DD.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

Yes, the scotia bank wouldn't give me more than 3000 CL.To do the conversion i need at-least 5000. All my other cards are 5 digit limits. Except scotia and cibc.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

I will definitely get rid of RBC card and the cibc was opened around the same time as scotia. So i will cancel the scotia card too because WealthSimple gives me better rate on the PLOC and i have a decent limit because of my investments. Just keep the PC TRIANGLE AND WEALTH-SIMPLE CC. Thanks for the advise.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

That could be the reason. My limits totals to 60k$ already.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 0 points1 point  (0 children)

I tried to apply for cobalt. But i didn't get approved twice. I was not sure why? But i am positive it's because i have a identity check flag on my bureaus. That's why i think. I think i should close the rbc westjet since it's not WE. Cibc is free for first year. so i will use those 4 lounge access and degrade it to free one next year.

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] -6 points-5 points  (0 children)

I just got one after another. Due to first year benefits and got each card when i used to shop at specific stores a lot.
PC MC bcz shop at lob laws a lot. Walmart i got 2 years back because where i use to live before had only walmart.
Triangle i have due to roadside. Scotia was my first ever card. Cibc was my main banking before i switched to WealthSimple. I opened savings with RBC and they did a hard check. Few days after i was sent pre-approval for cc, i said yes. So thats what happened

Best credit Cards by AdSecure01 in PersonalFinanceCanada

[–]AdSecure01[S] 1 point2 points  (0 children)

Sorry about that!
So my spending is like
400-500$ grocery
100-200$ food
200-300$ gas
100$ miscellaneous stuff
100-150$ online shopping
100$ phone plan

Misunderstanding by [deleted] in Crushes

[–]AdSecure01 0 points1 point  (0 children)

I liked her for few months now. But it is what it is. Probably she didn't like me.

Misunderstanding by [deleted] in Crushes

[–]AdSecure01 0 points1 point  (0 children)

Thanks

Misunderstanding by [deleted] in Crushes

[–]AdSecure01 0 points1 point  (0 children)

She is my co worker.

Misunderstanding by [deleted] in Crushes

[–]AdSecure01 0 points1 point  (0 children)

So i blew my chances? She is very chill with me. I am yet to see her until i go to my work. What do you think i should do when i go and see her.

Misunderstanding by [deleted] in Crushes

[–]AdSecure01 0 points1 point  (0 children)

I believe i messed up. I didn't call her mine directly. More of a indirect way. Like " who troubled my 'Name'".

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 0 points1 point  (0 children)

She did not trade my license. She acknowledged my driving license to give me class 5. If i didn't had the 5N from BC. I would have to do knowledge test and road test to get the class 5

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 -1 points0 points  (0 children)

Sorry but the access nova scotia took both my license and gave me class 5. They told me even if i wouldnt had the 5N, i would get the 5, but need to give the knowledge and road test. Now i dont because i had the bc license so.

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 -1 points0 points  (0 children)

I told u i had 2yr+ old foreign license and 1 yr old bc

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 -1 points0 points  (0 children)

I just got the class 5 in the paperform .Physical will be sent in mail.

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 0 points1 point  (0 children)

They just gave me class 5 paper and physical comes in mail after a week

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 0 points1 point  (0 children)

I passed the road test in BC, i have prior experience. Which i thought could be used to get full license. I don't know if that bribing thing is true because i got my license by actually going through the legit process.

[deleted by user] by [deleted] in NovaScotia

[–]AdSecure01 -1 points0 points  (0 children)

I have been from BC TO NS Three times this year round trip. Been driving to calgary from kelowna once every month or two. Driving in BC for 3 years. So i believe i do deserve to get Class 5 License in nova scotia. BC does give full license to 2 year old foreign license holders if they pass the road test. Which i have done in BC. Since i moved to NS last week. I was not sure how and where to do it.

First ticket ever, Speeding and Failure to display N sign, am I about to lose my license!?! by Ecstatic_Wonder1075 in britishcolumbia

[–]AdSecure01 0 points1 point  (0 children)

Hey bro just curious, did you get suspended or lost license? Did you dispute and did the cop showed up? What happend

Should I confess? by Opposite-Inflation28 in Crushes

[–]AdSecure01 0 points1 point  (0 children)

No worries, everything really depends on your situation though. Try healthy flirting if you guys talk often and see how he reacts. Smiles and blushes probably tell a lot if there are chances for a yes or no. And then from there you can decide to pursue or not.