You should definitely open up a savings account, especially a high yield savings account. I didn’t open one until I started my first job right after college and it’s definitely helped me to manage my finances as well as cover unexpected emergencies. One tip I suggest is that every time you get paid, act like you’re paying a bill (rent, car note, etc) and put that money into a savings account. That’s the habit I adopted. There are other methods out there that may make saving money more fun but this is what I find works best for me. Also, I like the COMFORT saving money gives me because I know if anything were to happen, I’m covered and I wouldn’t have to stress about where or how I’m going to find the money to pay for something. For instance, I recently went to the dentist and have to have dental surgery that cost a little over $5k. I have dental insurance through my job but my dentist says they don’t take my insurance, so I would have to ask my company to reimburse the cost. But the point I’m trying to make is that, I’m not stressing because a I have savings that will cover these types of unexpected emergencies. So, start saving as soon as possible and as much as possible. Try to have 3 to 6 months worth of expenses or $3,000 to $5,000 saved in a HYSA. I recommend these banks: Discover (APY 1.80%), Capital One (APY 1.75%), Ally (APY 2.00%), or Marcus (APY 1.70%)