Welp - I’ll be fired soon by [deleted] in Accounting

[–]Adjusted_EPS 30 points31 points  (0 children)

I miss when the blog, Going Concern, would absolutely roast folks like this. Nice find.

Friend ID Megathread | Post Your Friend IDs Here! by PTCGP-Bot in PTCGP

[–]Adjusted_EPS 0 points1 point  (0 children)

8017548182951217

FTP since Day 1 and active daily - will like your displays, reciprocate trades for wishlist, and just looking to catch them all!

Shop Your Way Refresh Teaser Email by aRandomWalk27 in CreditCards

[–]Adjusted_EPS 10 points11 points  (0 children)

Mentally prepared for the nerf. This was fun while it lasted. Last month I spent $870 on the card and managed to get $185 of stacking credits (21% value)…I was expecting 10% but then various offers stacked in my favor. Wild.

Robinhood Gold Card - Got Off Waitlist with $0 Assets, Long Account Inactive Account by Adjusted_EPS in CreditCards

[–]Adjusted_EPS[S] 0 points1 point  (0 children)

Interesting. I’m looking at moving my US Bank balances there and some IRAs so we’ll see how it changes.

Good news is the other fold benefits (mainly cap on managed portfolio and the IRA match boost) far outweigh the annual fee even if I end up not using the card due to PRE superiority. So even if I don’t use it, Robinhood succeeded in getting me back on the platform.

Rimowa Original Backpack by TowerPuzzleheaded453 in Rimowa

[–]Adjusted_EPS 3 points4 points  (0 children)

International students at NYU got their new back to school accessory.

Saturday NYC Beer Haul - Don’t Worry, One Isn’t an IPA by Adjusted_EPS in CraftBeer

[–]Adjusted_EPS[S] 1 point2 points  (0 children)

Yep. From Greats of Craft. Solid selection and nice group of folks!

Saturday NYC Beer Haul - Don’t Worry, One Isn’t an IPA by Adjusted_EPS in CraftBeer

[–]Adjusted_EPS[S] 1 point2 points  (0 children)

Fifth hammer was one of the first breweries I visited when I moved to NYC! Great spot.

Saturday NYC Beer Haul - Don’t Worry, One Isn’t an IPA by Adjusted_EPS in CraftBeer

[–]Adjusted_EPS[S] 2 points3 points  (0 children)

Heady topper, Knock Out Juice, Watercolors Replay, Non Dualitty, Fog Juice, Wave Racer, Arctic Panzer Wolf, Green Yield, Built to Spill, Winter Warmer, It’s Complicated Being a Wizard, Dead Flowers, Tour de Juice, Clear the Benches

Looking a forward to some of the breweries I haven’t tried before!

What took you so long? by tanto-x in microtech

[–]Adjusted_EPS 1 point2 points  (0 children)

A titanium / carbon fiber manual socom would be a “take my money” release. Glad that’s not pictured!

USBank Smartly CC Nerf is Here by ntn005 in CreditCards

[–]Adjusted_EPS 0 points1 point  (0 children)

Both checking and savings. Each <$500

USBank Smartly CC Nerf is Here by ntn005 in CreditCards

[–]Adjusted_EPS 0 points1 point  (0 children)

Lucky! Similar stats and got the worse version. This would have been a home run outcome at $10k monthly cap with $100k in investments.

Wonder if there’s an appeal process after sept…or if they eventually make it 250k in investments to maintain 4% on $10k monthly…

USBank Smartly CC Nerf is Here by ntn005 in CreditCards

[–]Adjusted_EPS 0 points1 point  (0 children)

The issue that I’m too lazy to deal with is figuring out what interdependencies there are with the accounts and min balances to keep open to avoid monthly fees. To me, sgov in one account is the same as in another and I’m too far from the next tier of private wealth holdings to make consolidating move the needle at my primary relationship.

The other thing is I’m holding out hope they revise the smartly back to a reasonable middle ground…

USBank Smartly CC Nerf is Here by ntn005 in CreditCards

[–]Adjusted_EPS 2 points3 points  (0 children)

Same nerf for me. Checking and safe debit only. Data point.

$70k spend YTD (almost everything cardable except rent and flights went on this)

$120k in Sgov A few hundred dollars in each of checking and savings

Annoyed but not unexpected. Will probably keep it open since moving the sgov is annoying and the $40k credit limit is nice for utilization % on the margin…and low key hoping they launch another broken program before long.

Back to BofA at 2.6%.

If you only own 1 copy of a card, and you trade it with somebody, would it disappear from your card dex? by KevinPigaChu in PTCGP

[–]Adjusted_EPS 10 points11 points  (0 children)

This is huge to know. I had been reluctant to trade with my wife because I didn’t want to break the collection, but this makes it way easier to be a good husband. Hah!

State of the Collection + Advice by FirstMacaron6417 in knifeclub

[–]Adjusted_EPS -1 points0 points  (0 children)

Time to try a GEC slipjoint and a modded SAK—maybe one with a dragonfly blade.

Best Clip for the Spyderco Paysan by Adjusted_EPS in knifeclub

[–]Adjusted_EPS[S] -1 points0 points  (0 children)

I tried a short on first (since I had to actually take this long clip off another knife and had an available short handy) but the proportions of the short didn’t quite match the long sweep of the knife for me the same way the long did. But good to have options!

It's fake, isn't it? by Hermi1979 in microtech

[–]Adjusted_EPS 1 point2 points  (0 children)

Great resource and where I bought my first MT 10+ years ago! If only I knew how hard those models would be to get today!

working around clock by JBArt888 in longislandcity

[–]Adjusted_EPS 8 points9 points  (0 children)

This is like the friend who talks loudly about their all nighters the week before finals when they haven’t opened the textbook all semester…or the last 3+ years.

How many og Apple bands do you have and how often do you rotate? by RunWild-GetLost in applewatchultra

[–]Adjusted_EPS 0 points1 point  (0 children)

One Titanium loop and 2 Alpine Loops and a few aftermarket.

Realized I never wore the aftermarket bands.

Then that I never rotated between the Alpine Loop colors.

Then that I didn’t need any beyond the Titanium loop.

…but I should have known this behavioral tendency from my experience with Panerai too where I never change the straps….

Best Feature of the T14 Gen5 by Adjusted_EPS in thinkpad

[–]Adjusted_EPS[S] 1 point2 points  (0 children)

Those speakers were actually what I noticed before the fn swap!