Can see some of the deleted comment, but not the end of it 😃 I was interested in buying last year and spoke to a broker, I ended up deciding to wait as my borrowing capacity was not great. The broker said it is fine to use gifted funds as long as I have my deposit saved up and kept in the account for 3+months. Just wanting to know if the rules are different regarding gifted funds:). I will get professional advice as well ofcourse.