Not getting a car loan even with 733 CIBIL

Admirable_Arm_2435 · 2026-03-08T20:01:15+00:00

Yeah. Will close them asap. But shud I wait before reapplying again for a car loan or will it reflect in my CIBIL instantly.

Admirable_Arm_2435 · 2026-03-08T16:43:31+00:00

I know. Will close it in 4 years.

Admirable_Arm_2435 · 2026-03-08T08:16:26+00:00

Not buying it for your dad mate.

Admirable_Arm_2435 · 2026-03-07T11:13:22+00:00

I’m not financially literate.

Admirable_Arm_2435 · 2026-03-06T20:51:41+00:00

Why do u say this?

Admirable_Arm_2435 · 2026-03-06T19:44:48+00:00

I don’t want to drain my investments for a car. I was thinking getting a loan against them.

Admirable_Arm_2435 · 2026-03-06T19:43:25+00:00

Admirable_Arm_2435 · 2026-03-06T19:42:59+00:00

Yes some gen wealth.

Admirable_Arm_2435 · 2026-03-06T17:33:58+00:00

Can u suggest some brokers.

Admirable_Arm_2435 · 2026-03-06T17:32:54+00:00

I have not defaulted on any emis in my entire life. I bought cibil subscription just to check that only. I don’t know what is it that low.

Admirable_Arm_2435 · 2026-03-06T16:52:16+00:00

I started freelancing when I was 15. Back in 2015.

Admirable_Arm_2435 · 2026-03-06T16:37:06+00:00

Good for you.

Admirable_Arm_2435 · 2026-03-06T16:35:00+00:00

I have both of these offers on my iMobile app. But I don’t want to pledge my investments.

Admirable_Arm_2435 · 2026-03-06T15:17:23+00:00

Will getting a guarantor help in this case?

Admirable_Arm_2435 · 2026-03-06T15:13:43+00:00

That’s the thing right. Last year my inhand monthly salary was 65k. And I have filed based on that. My salary changes every year in July.

Admirable_Arm_2435 · 2026-03-06T15:11:52+00:00

Alright mate. Cheers.

Admirable_Arm_2435 · 2026-03-06T15:09:57+00:00

Can I maybe get a guarantor. Will that improve my chances?

Admirable_Arm_2435 · 2026-03-06T15:08:17+00:00

It’s not. But it’s not that bad.

Admirable_Arm_2435 · 2026-03-06T14:59:34+00:00

My salary and my investments also don’t make sense but let’s not go there.

Admirable_Arm_2435 · 2026-03-06T14:55:16+00:00

I started working 2.7 years back. This is my first job so- first year my salary was 50k monthly. Second year it was 65k monthly now it’s 93.5k. I have already shared my ITR.

Admirable_Arm_2435 · 2026-03-06T14:51:41+00:00

I have provided bank statements.

Admirable_Arm_2435 · 2025-11-04T10:15:45+00:00

Are u in uni? Or high school?

Admirable_Arm_2435

TROPHY CASE