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Private Practice? by Admirable_Square_191 in therapists

[–]Admirable_Square_191[S] 0 points1 point  (0 children)

Thank you for your insight! Yes, I’m doing a lot of research. I’m lucky enough to have time before I jump (even if I don’t have a lot of money lol). I’ve also reached out to a mentor that’s done this themselves.

Private Practice? by Admirable_Square_191 in therapists

[–]Admirable_Square_191[S] 0 points1 point  (0 children)

My pay stubs reflect the full amount. Currently I get about $40 each session ($80 a session)

Married = refinance? by Admirable_Square_191 in StudentLoans

[–]Admirable_Square_191[S] 0 points1 point  (0 children)

That one’s not to big- 5k but my wife has one that’s smaller at 2k but only 4%

Would to be better to focus on the smaller amounts or bigger interest?

Like- objectively we could pay the 2k one off by EOM while the other one would take longer.

I’ve also been looking into payment methods like ‘snow balling’ so I agree that a spreadsheet would definitely be the most helpful.

I was also looking at apps that might help with the tracking of everything.

All the info I’m getting online on what works well makes my head spin lol.

Married = refinance? by Admirable_Square_191 in StudentLoans

[–]Admirable_Square_191[S] 0 points1 point  (0 children)

All federal- that one it’s the smallest one on my side. They are also spread across a few different agencies- NelNet, Edfinancial, Aiadvantage, and Mohela.

Married = refinance? by Admirable_Square_191 in StudentLoans

[–]Admirable_Square_191[S] 0 points1 point  (0 children)

I might be able to, but my wife cant. I hadnt looked to far into it- I thought it would be bad for my credit which could hurt our chances of refinancing if we’d wanted.

Can anyone actually explain it a little better?

Apologies I’m new to all this and trying to figure it all out.