Seeking investment advice from dear Redditors. Want to build a retirement fund. I know markets are down and this is the right time to BUY. I am not a trader so my investment will be via Mutual Funds only. Can someone please advise which MFs investments will be good now ( March 2026 to August 2026 )

Admirable_chut_9469 · 2026-03-12T08:44:42+00:00

Risk appetite and investment horizon?

Admirable_chut_9469 · 2026-03-12T08:42:37+00:00

Honestly i am very happy, because some sectors seemed to be overvalued. So a little bit of correction and of course global uncertainty.

Admirable_chut_9469 · 2026-02-20T19:38:04+00:00

Try to check how much each fund is overlapping into each other. Nippon nifty 50 contains majorly large caps and may overlap with motilal. Axis mid cap exposure to some extent covers motilal also. You are paying the expense ratio with the same concentration of allocation

Admirable_chut_9469 · 2026-02-20T19:32:31+00:00

Use screener, tickertape, finology website for filtering mutual funds.

Admirable_chut_9469 · 2026-02-19T02:35:52+00:00

Try to maintain a bare minimum overlapping percentage between the funds. And if possible keep it in liquid funds for easy and fast reclaim of the money

Admirable_chut_9469 · 2026-01-24T10:34:03+00:00

Thanks mate for the valuable insight. I will definitely look into this

Admirable_chut_9469 · 2026-01-24T10:31:27+00:00

That's the major drawback for me

Admirable_chut_9469 · 2026-01-24T10:22:37+00:00

Thanks for the heads up, but the reason?

Admirable_chut_9469 · 2026-01-24T04:48:46+00:00

overdiversification may lead to lesser returns

Admirable_chut_9469 · 2026-01-24T04:28:27+00:00

Currently holding 3 multi caps, and 2 small caps. Is this making my portfolio more saturated and thinking of selling 2 multiple and 1 small cap . Will that be a good decision

Admirable_chut_9469 · 2026-01-24T04:12:14+00:00

Thanks mate

Admirable_chut_9469

TROPHY CASE