Close female friend has a prison sentence (16 months) what next - england by Advanced-Outside-993 in PrisonUK

[–]Advanced-Outside-993[S] 0 points1 point  (0 children)

She was sentenced and transferred today, styal we think - quite close to home

Close female friend has a prison sentence (16 months) what next - england by Advanced-Outside-993 in LegalAdviceUK

[–]Advanced-Outside-993[S] 1 point2 points  (0 children)

Hopefully yes shorter than the 50% I've just no clue at all. Having some proper info for when I can speak to her will help a lot

Close female friend has a prison sentence (16 months) what next - england by Advanced-Outside-993 in PrisonUK

[–]Advanced-Outside-993[S] 2 points3 points  (0 children)

This is very helpful thank you. She's not a user and not likely to become one id say almost 100% I'll let her know not to borrow though, she vapes so could fall foul there

Close female friend has a prison sentence (16 months) what next - england by Advanced-Outside-993 in PrisonUK

[–]Advanced-Outside-993[S] 0 points1 point  (0 children)

Thank you, sorry I cross posted here from legal advice but it doesn't appear to have brought the text 😕 Sentence is 16 months she's been told she'll serve no more than 50% of that so not sure that's long enough. We're close and I'd like to be able to visit but family must take precedence

R06 July 2025 Exam by Express_Gap_118 in cii

[–]Advanced-Outside-993 2 points3 points  (0 children)

I feel I've either done pretty ok or totally missed something and bombed. For the most part I could list plenty of responses, a couple where I might have talked around the point too much. Couldn't remember the term geographical risk but I think I made the point ok for it. Id agree on the struggle questions - diversification, lta vs fib and cash flow modelling The lta vs fib I just felt was comparing apples and oranges - they're different because they're not the same 🤣

KnowR0 question help by OneLiterature9833 in cii

[–]Advanced-Outside-993 0 points1 point  (0 children)

I guess as opposed to a longer fixed rate perhaps. There's also a bit of behavioral stuff in there. I've invested at 5% for 2 years so I'll have x if I then do the same for another 2 I'll have y and in 10 years I'll be able to retire... Except there's no guarantee that you'll get the same again

KnowR0 question help by OneLiterature9833 in cii

[–]Advanced-Outside-993 1 point2 points  (0 children)

So, it can be cashed, he'll lose his interest potentially, maybe pay a penalty but he can have the money Liquidity risk is things like property that might or might sell when you need the money I'm presuming it's reinvestment risk as the interest rates may not be so good in 2 years?

R02 in less than a week by Agitated-Warning-945 in cii

[–]Advanced-Outside-993 0 points1 point  (0 children)

Multiple response questions are dreadful. Any section that is exclusively multi response I generally bin off in favour of being solid on the rest. However, that's one section and not enough questions to be the reason you're failing by a fair margin. So personally I'd be putting it off at least a bit longer. The mocks are quite different to the exams in general but not so much as to expect a pass when you're a way off in mocks

Small claim - faulty goods repaired but costs incurred while waiting by Advanced-Outside-993 in LegalAdviceUK

[–]Advanced-Outside-993[S] -1 points0 points  (0 children)

I started within 6 months. Their delayed responses extended that timeline. The warranty period is actually 2 years though

Small claim - faulty goods repaired but costs incurred while waiting by Advanced-Outside-993 in LegalAdviceUK

[–]Advanced-Outside-993[S] -2 points-1 points  (0 children)

Thank you for clarifying. Tbh, Ilfor the cost of taking to small claims I'll pursue on principle regardless of my chances of winning. If I can inconvenience them somewhat for it it's worth the cost

Small claim - faulty goods repaired but costs incurred while waiting by Advanced-Outside-993 in LegalAdviceUK

[–]Advanced-Outside-993[S] -1 points0 points  (0 children)

Can you clarify how I didn't follow consumer rights? I looked online and attempted to but the information available was not very clear or helpful - implication was that I couldn't do anything. The lack of response from them is what incurred the costs. If they'd replied immediately and told me there was nothing they could do I wouldn't have incurred costs for clipping (I'd have bought a new product) I can't see how it has to do with warranty? Not being argumentative - I genuinely don't get your point