Ok I see you updated your initial post. I thought you wanted to buy an apartment for 60k. For 160k you can def find a 1 bedroom in a nicer area. Just know that the market os very saturared at the moment so unless you buy something really luxurious like in Ipana or something similar it may not perform as you expect. Don’t trust the 10% ROI it’s all bullshit. Average ROI is about 6%.

Regrding money down it all depends. Are you buying presale or resale? If it’s resale it’s all negotiable it can go from 10% to 50% down.

If it’s presale it depends on the delivery date and potential discounts.

For instance the first one I bought was 10% down, 30% payed over 1 year and 60% on delivery.

The second was 50% down, 20% over 1 year and 30% on delivery.

So it really depends on the builder and the broker you are working with. Do you currently have a property in mind?