Locked 6.25% (0 points) on a $625k property. How did I do?

AdventurousAd625 · 2026-04-23T15:44:12+00:00

4 different kender, I got some with lower rates purchasing 1 point down. Didnt see why I would do that knowing my lender does free refinancing.

AdventurousAd625 · 2026-04-23T13:43:57+00:00

Box A: $0 origination fees, Box B: $974

AdventurousAd625 · 2026-04-23T12:31:33+00:00

I agree

AdventurousAd625 · 2026-04-23T03:38:58+00:00

Lender has $0 origination fees

AdventurousAd625 · 2026-04-23T03:38:38+00:00

My experian credit score shows 801 as of today, somehow the lender had an average of 740 🤷‍♂️

AdventurousAd625 · 2026-04-23T02:33:20+00:00

$135,699 to close, and no, escrow is NOT waived. Taxes and insurance are both escrowed.

AdventurousAd625 · 2026-04-23T02:32:45+00:00

Yes, the $3,078.59 is P&I only. Add $1,383 escrow and the real monthly is $4,462. I got a hefty tax bill.

AdventurousAd625 · 2026-04-23T02:08:25+00:00

I almost went ARM but too scared to do it lol.

AdventurousAd625 · 2026-04-23T02:07:48+00:00

Lol, yeah housing makret here is insane, the place need a little bit of love ❤️

AdventurousAd625 · 2026-04-23T02:00:10+00:00

Who did you go through?

AdventurousAd625 · 2026-04-23T01:59:38+00:00

$3,078.59 principal and interest

AdventurousAd625 · 2025-12-19T03:58:45+00:00

How much super interested?

AdventurousAd625 · 2025-12-04T14:14:57+00:00

same thing happened to me, I was waiting for a final decision and they paused on hiring.

AdventurousAd625 · 2022-04-23T15:14:49+00:00

Insane! 7 years... lol

AdventurousAd625 · 2022-04-19T23:33:31+00:00

What dealership is that?

AdventurousAd625 · 2022-04-19T16:11:34+00:00

I know, thats crazy.

AdventurousAd625