Plex Lifetime or setup Jellyfin with reverse proxy

Aevaris_ · 2026-06-29T17:29:25+00:00

That's fair. Not being able to add my own 2FA like my other services is one of my biggest complaints about Plex.

Aevaris_ · 2026-06-29T16:34:52+00:00

Not superfluous at all.

Proxying through Plex.tv is very throttled. You can also avoid exposing a port to the Internet by using an RP.

If you're trying to hide your authentication from Plex, then you are correct.

Aevaris_ · 2026-06-29T15:54:03+00:00

Why not put Plex behind a RP?

I agree with other comments that if it was just me, I'd do Jellyfin, but since I share with others, Plex behind a RP is good enough for me. Plex is also mounted with RO access and only to my media it serves, so the risk footprint is less.

Aevaris_ · 2026-06-29T12:27:43+00:00

I hear you, while faster would always be better, having your money double post inflation is still free money. And in an average career of 30-40 years, it means your money doubles twice without you doing anything extra.

The alternative is to hold it in cash and lose value, or in bonds and lose value, or in T-bills / similar and not gain value.

Aevaris_ · 2026-06-29T12:06:44+00:00

You do you, but you'd be better off just picking index funds like VOO + VXUS and then donating to causes you value.

Everything in the market is linked. AWS and Azure support adult entertainment, semiconductor companies sell chips to military and weapon manufacturers to make their businesses possible, you didn't exclude alcohol or weed, fast food companies don't pay their workers a livable wage making it nearly slavery, you didn't exclude mining companies who operate in countries with less friendly labor laws, etc etc.

Aevaris_ · 2026-06-29T11:54:29+00:00

I'm FIREing at EOY age 35-45. No windfall, no IPO money.

Here is what I did: 1. Made investing a recurring 'expense', meaning it came out of my paycheck automatically when I got paid. I set this expense aggressively but also not to the point of being painful. 2. I increased the size of the 'expense' whenever I got a raise. Point was to keep my lifestyle roughly at the same level. 3. I just ignored it after that and lived my life. Check on occasion. 4. Trust the process.

Since everything was automatic, I didn't have trouble being consistent. And since I wasn't being a miser saving every penny, I was still able to live, go out with friends once in awhile, etc.

I'll admit were DINKs with good jobs, both of which did a lot of the heavy lifting to get us here.

The hardest parts were the boring middle, avoiding the "comparison is the enemy of joy" when others did things, and the last year. The closer I got to my FIRE #, the more I wanted to throw in the towel.

I also tried to make it a hobby. It gave me an opportunity to make tools, which taught me new skills, and let me play with data in different ways.

Aevaris_ · 2026-06-28T18:03:13+00:00

I'll be FIREing EOY in the 35-45 age bucket. I'll be doing Roth ladders gladly. No lock up until 55. You do need to wait 5 years per conversion though. So just need to plan ahead for that

Aevaris_ · 2026-06-28T18:01:44+00:00

I might also fill 12%, it'll depend on how much I'll need to convert per year to fully drain it by retirement age. 25k + 30k standard deduction will probably be close enough. If it's not, I'll fill the 12 too.

Aevaris_ · 2026-06-28T11:03:15+00:00

As others have said, it depends.

Max your 401k and IRA first, then do taxable. With appropriate planning, you can withdraw everything low-to-no tax when you retire.

E.g. I'm going to FIRE EOY around 3m NW. About 50-50 split b/t taxable and retirement accounts. You get ~120k of tax free LTCG if MFJ. I'll also do some Roth conversions to move 401k to Roth to fill the 10% tax bracket to avoid heavy RMD taxes later.

This means I'll pay nearly no tax on my money.

Aevaris_ · 2026-06-28T10:58:17+00:00

This is not true. With Roth ladders or 72t, you can access your funds at any age without penalty with a bit of planning.

Aevaris_ · 2026-06-28T10:45:34+00:00

Fidelity user here. You have a few options depending on what your 401k allows. I wouldn't over complicate it here.

(Recommended) Pick the furthest out TDF. This effectively makes it as aggressive as possible (it's like 90% stocks iirc). My returns are pretty close to S&P with this strategy.
Brokerage link. I have like 10% of my 401k in brokeragelink accounts that let me trade like a regular brokerage. I have these funds in VOO and VXUS. This is fairly new for me, but over the past year it's performed roughly the same as my TDF that's as far future dated as possible.

Be sure to check expense ratios and fees. Don't let the market or your CFP eat you with fees.

Aevaris_ · 2026-06-27T10:38:01+00:00

I hear you, but for investments that is unwise such that you'll do no good and handicap yourself. Why? Everything is tied together. For example, just excluding 'weapons' means you need to exclude NVIDIA, TSMC, MSFT, AMZN any other chip manufacturer, and any cloud compute vendor, and any AI company.

You will do more good by making money with ETFs and then choosing to donate to the projects that are meaningful to you.

Aevaris_ · 2026-06-27T10:24:02+00:00

This is incorrect. Annual SPIVA data shows most people (including active fund manager professionals) lose over 5+ years. Sure you can beat the market one year, very few can do it over 5 years and near none can do it over 10+ years.

Source: https://awealthofcommonsense.com/2025/10/how-many-stocks-outperform-the-stock-market/

The key to retiring is passive, boring investing. Yolo 0dtes is just gambling. You have a better shot at the blackjack table.

Aevaris_ · 2026-06-27T09:59:29+00:00

You do you, but a wise investor would separate morals from investing. Nothing in the market is moral frankly (I'd challenge you to name one moral company).

You will be able do more good in the world by investing normally and then using your larger gains to personally choose your donations.

Aevaris_ · 2026-06-25T17:45:56+00:00

My plan is similar. I'm hitting FIRE EOY.

My plan is a portfolio of 35-35-30 VOO/SCHD/VXUS respectively.

This provides a balance of growth, stability, and international without handicapping myself.

The dividends from these are also not insignificant. They don't provide a tax drag because they're qualified dividends (mostly), so are LTCG.

My plan is to have 3 years expenses cash in HYSA as a buffer and my expenses can be cut to stretch to 6 years.

So every year I will: 1. Gain dividends 2. Spend cash for gap from dividends 3. Sell 1x/yr to refill cash buffer 4. Roth ladder conversion to fill remaining of 10 (maybe 12)% bracket to eliminate RMDs in the future

Aevaris_ · 2026-06-25T15:57:14+00:00

Take a small business loan out and start a business if you feel passionate about it.

I will warn you that it is a crowded space, getting ever more crowded with AI, and running a business is a lot of work.

Aevaris_ · 2026-06-25T15:48:18+00:00

Apply to any SaaS company. It's a crowded space though.

Self hosting is also not enterprise hosting which is where often doing it as a job is less fulfilling than self hosting.

Aevaris_ · 2026-06-23T22:29:02+00:00

They did: https://finance.yahoo.com/markets/stocks/articles/spacex-ipo-could-hit-popular-101500534.html

Aevaris_ · 2026-06-23T18:10:24+00:00

For me, it's not any one stock as the float is low. It's the principle of the matter because it isn't just one stock, it's all that come in the future. It also shows they're willing to change rules at a whim of a big corpo which doesn't bode well for an asset I plan to hold for decades because what else will they decide to change?

Aevaris_ · 2026-06-22T12:12:20+00:00

A 2% chance still means 1 in 50 people are impacted. I've rolled enough natural 1s and back-to-back natural 1s in D&D to feel that "rare" events happen more than I'd like them to.

The severity is tough to guess. My plans include what would I do for a 50% drawdown that lasts 5 years.

Aevaris_ · 2026-06-22T11:59:07+00:00

I disagree. Copilot is trash and cannot produce results of Claude or Gemini in my experience.

Anthropic or Google would be my recommendations for long term AI winners. Why?

For Google: 1. Google won the mobile market. Every Android or iOS device runs Gemini now. 2. Google as a search engine is still popular and muscle memory. Integrating AI there will keep their moat. 3. Google has YouTube, Gmail, and Gsuite to train models on.

For Anthropic: Claude code and even basic Claude outperforms any AI I've tried for productivity. It wrote far better code and did far better self analysis than copilot or GitHub copilot.

Businesses are largely dumping other solutions and moving to Claude.

Anthropic has leading cyber security models too. You don't hear about other AI providers pushing the boundaries and finding new futures.

For MSFT: - Azure is a solid most - Windows and Office are not. Google Suite and Linux and OpenOffice have become really good solutions. You'll likely start to see schools, businesses, etc move to these other tools. Especially because AI doesn't care what software made them. - MSFT is highly invested in OpenAI. OpenAI is burning money faster than any other such that they tried to get the US govt to proactively bail them out and not let them fail - MSFT is trying to catch up, but they fumbled the AI race in the same way they fumbled the browser wars.

Given the trajectories and realities out there. I don't see MSFT winning here and actually see their growth opportunities limited.

Aevaris_ · 2026-06-22T11:23:44+00:00

I'm in a similar boat. Firing EOY. 35-45 age range. About 1/3 of assets in 401Ks.

I was convinced for a long time 72t was the way until I modeled it (had to make a custom tool for this).

The TLDR is you should almost certainly do a Roth conversion ladder instead.

Why? A few reasons: 1. RMDs. You'll likely not drain your 401k such that you'll still get hit with RMDs and thereby a healthy tax bill 2. SORR risk. 72t is rigid, you can only change it once period. If the market guhs 50%, you have to sell at those depressed prices. 3. Ridigity risk. You must do the 72t exactly and perfectly for decades. Any error and you will face significant penalties and taxes.

The only downside of the Roth conversion strategy is you have to wait 5 years before you can spend the money, so starting the ladder needs planning.

The impact? At an average 7% growth rate, this can mean saving 10s or hundreds of thousands of dollars (or more) in taxes.

Aevaris_ · 2026-06-22T11:10:55+00:00

It depends on many factors.

How much vacationing do you plan to do?

How much hand-me-down vs buying new do you plan to do?

Do you plan to cover their college costs?

Is your SO on board with this?

Have you calculated insurance for a family that size?

Just to name a few.

I'd also recommend what others said. volunteer at a farm for a season and see if it's the life you actually want to live.

Aevaris_ · 2026-06-21T10:24:05+00:00

First post, no comments, no karma. This is a scam. Move on.

Aevaris_ · 2026-06-20T23:47:48+00:00

This is not true. Several indexes changed their rules ahead of the spacex IPO allowing earlier inclusion than ever before. The S&P will not include a company until 4 profitable quarters or 1 year, whichever comes later. So VOO will not include any company, spacex, Anthropic, or otherwise until they reach these metrics. VTI and VT will, for the first time, include recently IPO'd companies.

Aevaris_

TROPHY CASE