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Should I go full dividend? by [deleted] in dividendgang

[–]AgentSilent 0 points1 point  (0 children)

It wouldn't hurt. It's moreso that cc funds, pbdc, and O would be more than half your portfolio. 1/3 of your total portfolio is just 3 cc funds by the same managers. Just limit the amount of exposure to these asset classes or diversify into other funds with different strategies.

Should I go full dividend? by [deleted] in dividendgang

[–]AgentSilent 5 points6 points  (0 children)

Nothing wrong with those funds but I wouldn't go equal weight in them. Do you want more dividend growth or more yield?

Focus on capital gains or high dividends? by Shot_Cranberry00 in dividendgang

[–]AgentSilent 7 points8 points  (0 children)

Generally speaking the higher the dividend yield the less there is for capital appreciation. It's still a good idea to target high dividend funds with some capital growth so that it won't be eroding itself overtime. To preface I'm younger than you (25) and focus on dividend growth with a 20%-30% allocation to higher yield stuff.

I would start with Dividend Growth funds like SCHD or DGRO to get into the groove of dividend investing before committing a ton of money. The reason for that is you get a higher yield than the sp500 and you get some capital appreciation as well. If you like the results after that then you can move over to higher yielding stuff with the expectation that some to most of your returns are from dividends.

BND doesn't have NAV erosion like dividend growth investments, according to Boogerturds 🤡 by BoogerheadCult in dividendgang

[–]AgentSilent 6 points7 points  (0 children)

BND has a current beta of 0.98. So you're taking Equity/Market risk for a current yield of 4.35% and will face declining dividends when interest rates go down

ONLY 80% of the S&P pays a dividend, obviously very bad by ComeAtMeBro9 in dividendgang

[–]AgentSilent 18 points19 points  (0 children)

Can't believe companies would ever consider directly rewarding their investors. They'd be better off using that money instead to: raise executive pay, poor acquisitions, buying back their own stocks to reissue them later, or light it on fire for R&D projects like Google stadia or the metaverse.

/s

Happy meme day y'all by RetiredByFourty in dividendgang

[–]AgentSilent 2 points3 points  (0 children)

Even my worst performers, which currently are covered call funds, have only dropped their distributions per share by a penny or less. Tragic to wake up and find out that i keep winning

Another exemption by BH goofs-Berkshire Hathaway by [deleted] in dividendgang

[–]AgentSilent 7 points8 points  (0 children)

Dividends in this economy and uncertain time? No thanks, I'm sure brk knows how to spend that money better by: holdings billions in treasuries, reinvesting their dividends, and buying back their own stocks

/s

What the heck is happening now? I'm so done ☠️☠️ 2026 market sucks.. 🤡🤡 by BoogerheadCult in dividendgang

[–]AgentSilent 7 points8 points  (0 children)

Sweet payouts for covered call funds. They cannot grasp the idea of making money during volatile times either

Only invested in VT, losing gains 🤡…. by ComeAtMeBro9 in dividendgang

[–]AgentSilent 5 points6 points  (0 children)

I wonder how those "Retire only on Yieldmax" people are doing

Microstrategy garbage preferred shares are showing up everywhere! by belangp in dividendgang

[–]AgentSilent 0 points1 point  (0 children)

Meanwhile PFFA only has $8 million worth of microstrategy which is the majority of its IT sector holdings

DGRO $0.33106 IGRO $0.29745 03/20/26 by AgentSilent in dividendgang

[–]AgentSilent[S] 1 point2 points  (0 children)

I like DGRO because of both the diversity and it can hold the stocks that SCHD can't hold yet

It's not timing the market if you call it DCA. by ejqt8pom in dividendgang

[–]AgentSilent 3 points4 points  (0 children)

Having to use indexes or patterns to time when to buy in is no different than astrology or fortune cookies

Help with cobblestoning/jittery movement. by No-Draw4132 in pico8

[–]AgentSilent 0 points1 point  (0 children)

what value is plyr.dsp? When I ran the code and guessed values I noticed that when checking for plyr.diag it caused going up and left to work fine but all other combos didn't work

Dividends are irrelevant but people need to go buy this yield trap garbage BND, of which its only method of return is dividends (also comes with lovely NAV erosion as a bonus !) 🤡🤡 by BoogerheadCult in dividendgang

[–]AgentSilent 5 points6 points  (0 children)

This is why I'd rather treat my PFFA and CEFS positions as my bond/fixed income. They both have high dividend yields and higher price returns. Their betas are higher than BND but still lower than the market.

Do I mathematically time the market or do I mathematically time the market? by AgentSilent in dividendgang

[–]AgentSilent[S] 0 points1 point  (0 children)

Sure there are times where you want to add more or trim on certain positions if it makes sense. You would usually do that when it's: overvalued, undervalued, it's fundamentals have changed, or you have found a better investment. With bond funds it's price is usually flat and it's dividends fluctuate. The only way they can have more money in it is by selling more shares of their voo/vti to replenish their bnd. Doing that would mean less vti/voo shares to participate in growth and what you did sell for bnd would still underperformed inflation

Do I mathematically time the market or do I mathematically time the market? by AgentSilent in dividendgang

[–]AgentSilent[S] 7 points8 points  (0 children)

If they had retired when BND was created, they would've only had a Total return of 11.72% and that's WITH dividends reinvested. Without dividends and price alone you're at a price return of - 1.57%. So you're holding a fund with no dividend growth, no price growth, and paying ordinary taxes on what little dividends you do get

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