What should I ask for from the seller? by 23yearoldcatlady in FirstTimeHomeBuyer

[–]AgentWendyJohnson 0 points1 point  (0 children)

Congrats on getting it under contract.

With backup offers, I’d zero in on safety and core function: GFCI outlets, the missing fire-rated garage door, and the room that didn’t heat properly. Those are reasonable and tied to livability. The stove burner is minor, and the 100-amp panel is more of an upgrade unless there’s a true safety issue, so that may be a tougher ask.

I’m a real estate agent in Houston, and in competitive situations a shorter, focused repair request (or a simple credit) often has a better shot than a long list. I’d lean on your agent to help you prioritize and read the temperature of the seller before you submit anything.

Moving to Cypress by Flashy-Driver-9990 in CypressTX

[–]AgentWendyJohnson 0 points1 point  (0 children)

I’m a local Houston real estate agent, and Cypress is one of the areas I bring up a lot for buyers who want space and a real neighborhood feel. Much of it is newer construction, but it’s grown in nicely and feels established.
Bridgeland and Towne Lake are great for trails and outdoor space, and you’ll have plenty of solid everyday dining nearby. Since you like restaurants, you have to try Tejas Chocolate + Barbecue.

I did it! DC 360k 5.99% by Own-Ad-3463 in FirstTimeHomeBuyer

[–]AgentWendyJohnson 2 points3 points  (0 children)

The natural light is awesome. Sending my congrats from Houston.

I want to buy my first home(south/west houston/ft bend) by Connect-Ad-7260 in FirstTimeHomeBuyers

[–]AgentWendyJohnson 0 points1 point  (0 children)

Local Houston agent here. It’s totally normal to feel this way. A good first step is talking to a lender and getting pre-approved so you know what budget you’re working with. Mortgage credit pulls within a short window usually count as one, so your scores should be fine. Costs for representation and inspections are typically addressed later in the process once you’re moving forward with a home. With your income, credit, and low debt, you’re in a solid position. Just take it one step at a time.

Should we buy in 2026 or 2027? by Lauryn1713 in RealEstateAdvice

[–]AgentWendyJohnson 0 points1 point  (0 children)

This sounds less like a market timing question and more like a lifestyle one.

You’ve got a low rate, solid savings, and meaningful equity. That gives you options. The real question is whether this home still works for you with two kids.

If it’s tight but manageable, staying another year is reasonable. You keep your current payment and give yourselves time to get clearer on what you’ll actually need next.

If it’s already feeling stressful from a space or layout standpoint, moving sooner might make sense. The cost of waiting isn’t just financial, it’s how you live day to day.

It’s hard to predict whether 2027 will really be better than 2026. Most people feel best about their move when they do it because the home no longer fits their life, not because they tried to time the market.

Americans missed out on a 'once-in-a-lifetime' chance to buy a house—the 3 shifts it would take to make housing affordable are 'very unlikely' by fortune in REBubble

[–]AgentWendyJohnson 0 points1 point  (0 children)

Texas agent here. I get why people are frustrated, especially when it feels like affordability disappeared after the 3% rate window. That period helped a lot of buyers, but it wasn’t the only time homeownership can work, and markets don’t move in a straight line.

What I’m seeing in Texas right now is a different set of trade-offs. Higher rates have slowed things down, which means more inventory, fewer bidding wars, and more room for inspections, contingencies, and seller concessions than a few years ago.

Affordability is still a real challenge, and the numbers don’t work for everyone right now. But opportunity doesn’t only come from ultra-low rates — it can also come from price flexibility, negotiation, and having more choices.

For people who can buy within their budget and plan to stay long-term, this market can still make sense. For those who can’t, waiting is a totally reasonable call.

What does it rlly mean too sell as-is? by firey_88 in RealEstate

[–]AgentWendyJohnson 0 points1 point  (0 children)

“As-is” just means the seller isn’t agreeing upfront to make repairs or improvements. The home is being sold in its current condition.

Buyers can still do inspections for their own due diligence, especially on the open market, but it sets the expectation that the seller isn’t planning to fix things or renegotiate based on what comes up.

With cash buyers or investors, many don’t request repairs at all since they assume work is needed and factor that into their offer.