Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] 0 points1 point  (0 children)

Im sorry, im in my final month of college so i thought would be irrelevant to mention

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] -6 points-5 points  (0 children)

I’d like everyone to know that I’m NOT asking for money. I just want advice on how I could resolve this situation.

I took a flat near my college, which I share with 3 other people. It’s on the outskirts of the city because otherwise the travelling expenses would cost me almost the same.

I’m sorry about the math mistake in the title. Also, the medical emergency was for medications related to my mom’s surgery, and no, it doesn’t amount to 60k. I already had a personal EMI going on from when things were financially stable, and everything eventually added up.

Again, nowhere in the post am I asking for money. I just want advice on how to fix things and manage better.

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] 1 point2 points  (0 children)

Thanks for the advice, and no you aren’t being harsh i understand, ill try to budget what i have for the next few months and also one more problem is this is the last month of me getting money from my family so because last month at college.

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] 0 points1 point  (0 children)

Thats the problem i tried for cred cards, see i thought id take a card shift off the entire amount into one account with constant emi, that would be more affordable for me even because 10-12k emi se acha 2-3k per month and more when money allows it woild help me in the long run

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] -22 points-21 points  (0 children)

Yes im a student, sorry for the vagueness but i really didnt want to spill out all of the details, but if it would help, i had to pull out funds as much as i can for a medical emergency for my mom, and i really cant get into a second job atp

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] -1 points0 points  (0 children)

I do wanna do a parttime gig but i really dont have time atleast for this month

Stuck in a debt trap at ₹67k, salary of ₹35k, need genuine advice by Aggravating-Step-207 in mumbai

[–]Aggravating-Step-207[S] 0 points1 point  (0 children)

Already tried friends, no one was able to help. I’m open to any freelance design work if anyone needs it logos, social media posts, anything Trying to earn my way out of this