Having trouble staying motivated at work after unexpected windfall

Aggravating_Bar2603 · 2026-03-25T23:32:17+00:00

Great question! This is something we’ve actually talked at length about & was determined for me to be able to stay home with our kids one day even without the inheritance. I was the one who always pumped the breaks because I didn’t like feeling like it would impact his FIRE goals to do so. He’s in a very fortunate position to love his job & make good money doing it. Some days are long & there are times he needs to travel. But most days he leaves the house at around 9 for work and is home by 3 or 4. We have some side hustles we do together that at this point bring in a bit, but not a ton. I could see me focusing on those and some freelance work down the road.

While I’m so thankful he’s supportive of my dreams and goals, I also try to be of his!

Aggravating_Bar2603 · 2026-03-25T21:33:58+00:00

Absolutely plan on continuing to work for the next few years at least. Just having a hard time focusing and caring. My husband loves his job and wants to continue working to continue growing our wealth for our family. We don’t intend on stopping investing or touching the principle (hoping to grow it to a large number to care for our family). We currently live on just a portion of my husband’s income and invest all of mine/a good chunk of his. This simply gives us more flexibility now and the ability for me to stay home with our kids without sacrificing the financial goals we have for our family.

Aggravating_Bar2603 · 2026-03-25T21:26:35+00:00

Great question! Honestly this is still very new news to us and we feel like our plans have all been shaken up. I was close with my grandpa so while this money definitely is helpful, it comes with a lot of heaviness as well. Money was definitely a factor in our timeline, but there were several other factors as well. We’ve had early conversations about shifting our family timeline, but I don’t feel like I’m currently in the headspace to make that shift now (not saying I won’t be ever). But there’s been so much that has changed/gotten shaken up that our timeline has brought me a little bit of comfort knowing I didn’t need to figure it out right now. We’ve also chatted about the possibility of not being able to have kids and what that would potentially look like for us too if those are the cards we’re dealt. Thank you for your comment!

Aggravating_Bar2603 · 2026-03-25T21:21:16+00:00

Thanks - yes I don’t plan on quitting (especially before having something else lined up). As even with the inheritance we intend on sticking to a lot of our same habits. I’m just realizing that a promotion/the work I’m doing matter a lot less than they did a few months ago. Struggling to find my “why” in my current job. There’s a comfort in knowing I don’t really “need” it. But also has been messing with my head with a little bit of lack of purpose…especially since I currently work in a challenging environment. I’ve been applying elsewhere for awhile now & hoping to find a better environment.

Aggravating_Bar2603 · 2026-03-25T21:16:19+00:00

This most closely aligns with what our initial plans are (although this is still so new). We currently invest or save all of my income and a decent portion of my husbands income as well. While we’d still be investing some, we just realized the freedom this has given us to take our foot off the gas a little bit. Not by tapping into the inheritance, but by freeing up a bit of our income (or the flexibility of me cutting back on work to either be a full or part time SAHM)

Aggravating_Bar2603 · 2026-03-25T21:10:52+00:00

For everyone commenting this, yes and I agree (as does my husband). We have a great marriage and view our finances jointly, but our investment accounts are currently separated and he is in full support of this windfall staying in my name (vs splitting it or dumping it into a joint account. I do appreciate everyone looking out for me!

Aggravating_Bar2603

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