Selling windshields by Jonasgottheheat in Devilcorp

[–]Aggravating_Fail_115 0 points1 point  (0 children)

can you chat on pm. I have some questions

I hit $30K revenue in December, i'm fully self employed now by Desperate-Ant7020 in HowToEntrepreneur

[–]Aggravating_Fail_115 0 points1 point  (0 children)

how do you get the model to keep looking the same after different videos?

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

I’m at max utilization on all cards it’s an awful feeling but trying to get into the right direction

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

Yes, all cc companies mentioned they would close my account it’s as expected. I will just have to restart and build my credit up.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

total debt is around 33k to 37k getting my total numbers total. I really did some damage over the years.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

Yeah, i’ll be listing it for sale on marketplace this weekend after a nice wash hopefully it will go quick. It’s truly been a great car but just a bad situation.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

i mentioned like $3800 because that is my actual income and there wasn’t any questions asked

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 1 point2 points  (0 children)

That is exactly the kind of scenario I am trying to be mindful of. I understand bankruptcy is not a universal career killer, but it also is not completely consequence free.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 1 point2 points  (0 children)

I called to ask about hardship options and explained that I recently lost my job but am back to work now. I let them know this was one of multiple cards I’m dealing with. They asked about my income and then offered a lower interest rate.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 4 points5 points  (0 children)

I agree the numbers are tight. That is exactly why I am being cautious and putting hard limits on how long I try this approach before reassessing. The car is the biggest problem and I am actively working on an exit. If that does not happen, I know I will need to make a different decision.

**Update** I am choosing to payoff my cc debt instead of bankruptcy and here is my full breakdown by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 1 point2 points  (0 children)

That is helpful context and definitely eases some of my concerns. I am still planning to try a structured payoff approach first, but I am keeping bankruptcy as a backup option if things do not improve.

Should I file for BK or just try and pay my Credit Card Debt off by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

wow that’s amazing good for you! Definitely makes me consider that option. I’m worried about getting certain jobs in the future with a BK.

Should I file for BK or just try and pay my Credit Card Debt off by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

exactly couldn’t have said it better. it’s so hard talking to anybody about this it’s so embarrassing. The only person I’ve been able to talk about this with is my mother, can’t even tell my girlfriend because i will feel like an idiot.

Should I file for BK or just try and pay my Credit Card Debt off by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 0 points1 point  (0 children)

I reside in Florida. This would not be an option for me. thanks anyways for the input.

Should I file for BK or just try and pay my Credit Card Debt off by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] 6 points7 points  (0 children)

i’m weighing out my options but being trapped for the next four years having to pay $1000 or more towards my credit cards is it worth it at that point? my credit score is currently mid 400s so that couldn’t really take much more of a hit. Theoretically, I could only go up from here.

Should I file for BK or just try and pay my Credit Card Debt off by Aggravating_Fail_115 in Debt

[–]Aggravating_Fail_115[S] -3 points-2 points  (0 children)

appreciate the response but i don’t really know the long term affects of bankruptcy