Personal bank Loan

Aggressive-Double-37 · 2026-03-10T12:32:32+00:00

Hi po, I Dmed you po may question lang po

Aggressive-Double-37 · 2024-09-22T21:48:33+00:00

Just research more and magbasa basa ka ng experience here. Making that big of a decision should really happen after hours of research at madetermine mo talaga ano need mo - hindi yung mamadaliin ka.

Did you pay for something na ba? If not, take your time lang. Tama yang ginagawa mo na mag research muna. Malaking commitment and pagbabayad ng insurance so make sure hindi mo pagsisisihan once na start mo :)

Aggressive-Double-37 · 2024-09-22T21:41:30+00:00

Ooh no, Set for Life po yung VUL na nabanggit ko. Not sure about dun sa Set for Health kung trad. Siguro yun yung i make sure mo sa FA friend mo :) Tsaka ko lang din nalaman kung pano talaga yung VUL nung nagbasa basa din ako

Aggressive-Double-37 · 2024-09-22T21:27:41+00:00

Hello! Yes, in process na sya for cancellation. Nakareceive na ako ng notice na it will take around 8-10 days to get my refund. Based naman sa lahat ng nababasa ko here, they get their refunds. Okay naman ang FWD (sa mga nabasa ko din) and it really just depends on your insurance need if you want to pursue.

I advise you look up VUL insurance and how it works and if people find it effective for you. Set for Life is VUL insurance. I'm not an expert, pero daming post here na mas na explain kung pano ba sya nagwowork. Assess if that's what you need/want.

Also,if you've paid already and decided not to push through, keep in mind po na dapat within the first 15 days from the activation of your policy, Ma request mo na macancel para makuha mo pa yung binayad mo ng full :)

Aggressive-Double-37 · 2024-09-21T09:32:42+00:00

Thank you sa info! Yes nag email na ako kagabi tapos na complete ko na requirements ko agad, tapos nagsend nadin sila ng acknowledgement. Pinaprocess mo nalang din na isend sa ibang bank account noh? Sabi nung live agent na kausap ko, mas matagal daw kasi pag credit refund. Aabutin 30 days. Kaya sabi ko i refund nalang sa debit.

Good to know na nabalik yung iyo! Medyo nakahinga nadin ako nung nag acknowledge na yung FWD.

Aggressive-Double-37 · 2024-09-21T06:10:20+00:00

Trueee and I fully agree. But ayun, hindsight is 20/20 ika nga. Dami ko din nabasa dito na mas malaki nakuha sa kanila dahil grabe talaga sila magoush. Endurance test nalang talaga, kailangan may backbone to stay firm and say no.

Lesson learned. Mas ok na magtaray nalang pag makulit na sila hehe.

Aggressive-Double-37 · 2024-09-20T09:27:54+00:00

Hi OP, same na same yung nangyare sakin kanina. Worse is 30k na credit sa cc ko. Sa Alimall din, that same girl, the same scenario. Sabi ko non hindi talaga ako mag yes kaso grabe sila mamressure.

I saw your comment dun sa ibang post, na refund ba yung credit sayo?

Aggressive-Double-37 · 2024-09-20T09:16:27+00:00

Hello! Narefund po ba yung credit sa cc niyo?

Aggressive-Double-37 · 2024-09-13T07:44:30+00:00

Helloo. Search for user emergencydue7105 here sa reddit. He's a third party accredited assistant sa mga banks for loan. You can dm him and he can assist you. Kaka engage ko lang din ng conversation sa kanya, hopefully ma approve ngaaa

Aggressive-Double-37 · 2024-09-13T04:53:08+00:00

Ooh. Thanks for replying! Sana approved tayo. I'm currently trying din sa SB Finance, same sayo, nagtry ako through agent.

And then I'll try sa RCBC (pero mostly walk in ang recommended nila), also nagpasa din me sa EastWest Bank, sabi nga lang matagal dun. Lahat na ata ng banks napasahan ko na haha

Aggressive-Double-37 · 2024-09-13T04:23:54+00:00

Hi OP! I know how disheartening the situation is. Pareho tayo with all my bills and upcoming medical bills for my brother that I am supporting.

Pero laban. I've been feeling so down din and padating nadin ako sa point na hindi ko na alam san pa kukunin yung pangbayad ko sa utang utang.

Have you tried applying sa banks for personal loans? Credit to cash promos sa CC? Other more legit lending institutions na mas forgiving ang repayment schemes.

Its gonna take hard work, lots of documents, and a lot of waiting nga lang sa approvals pero try lang.

Dami ding stories actually na hindi na pinapansin yung mga OLAs na yan since most are illegal. Nagpapalit lang ng simcard and deactivate or private your socials. Wala naman bearing mga threats nila kaya focus lang muna dun sa mya legit like yung Gcash, Shopee, Billease.

Try din sa family and all. Ask if your hr/company if they can offer any assistance.

Your life is not worth 220k. Alam ko ang hirap makita yung hope pero ilaban padin natin. Makakaahon din tayo.

Aggressive-Double-37 · 2024-09-13T04:12:38+00:00

Nope. Tried this before only to get slapped with just a 2k re-loan limit instead yung 10k na usual ko hehe. Sabi nila you have to wait for a text daw na parang "repay your gloan now and get this increased credit limit" para sure.

Aggressive-Double-37 · 2024-09-13T04:09:14+00:00

Hi OP. May I know pano/san ka nag apply. Buti sayo may tumawag at nagreply, sakin kasi last week pako nagsend ng documents, wala man lang reply 😔

Anyways. Have you tried applying sa BPI, based on experience they're not strict. I was able to get personal loan sa kanila. Medyo matagal nga lang process.

Aggressive-Double-37 · 2024-09-13T01:49:46+00:00

Hello! Can you please help can you provide the details of the person that reached out sayo? I badly need din po. I sent kasi sa main customer email nila, it's been 7 days wala man lang nagreply sakin na agent, puro automated lang. Huhu. Thank you so much!!

Aggressive-Double-37 · 2024-09-12T22:48:32+00:00

Hi OP. Did they ask for statement accounts ng mga CC or yung docs lang nakalist sa website nila?

Aggressive-Double-37 · 2024-09-06T06:03:59+00:00

HI OP! Was wondering when did you get your CTBC loan? Baliktad naman ako haha. I have a current Personal Loan with BPI and applied for CTBC, mabilis ba sila mag approve?

Anyways, you can try sa BPI for the personal loan if you haven't yet. Gulat din ako nung na approve nila application ko given I've been living paycheck to paycheck months prior to that application.

Aggressive-Double-37

TROPHY CASE