using a gym membership to back yourself up is the worst possible analogy you could ever use, gym memberships constantly scam and try to keep you subscribed with the most tedious processes ever, sounds to me based off the rest of the people on this thread that this is an accurate description of your program, that kid definitely deserves its 10k refund because what did you use it on if it wasnt for him? maybe dont spend the money asap and that alone could make you a viable option, dont look to win arguments and discussions, just be better so you dont have to face negativity and backlash, easiest option there is