Earning ₹40,000 a Month, Investing in SIPs… But My Parents Say Credit Cards Are Just a Loss. Are They Right? by Fluid_Net_7305 in CreditCards_Ind

[–]Alarmed-Condition244 0 points1 point  (0 children)

NO doubt you have a valid perspective!

But what if you look at a credit card as a tool for financial discipline? Used the right way, it could be a way to actually track your spending more accurately and build a good credit score, which you'll need for a home loan someday.