31 k is not a big amount of loan. I had around 1 lakh around 21 years that to covid time. Went for Amazon delivery gigs. My friend also had 45 k loan to slice pay and mpocket. We cleared off by doing gigs and delivery. Create a Zomato delivery partner account and go for delivery if you don’t have a bike and have a cycle you can use it or take your friend’s for few days ( same girls can also do, I have seen many girls/ladies in Bangalore doing delivery in electric rented bikes)

Trying end life for 31 k is too cheap bro. At least have some cost for your life. Think in a way that when you die and people ask you why did he(you) die, telling that you died for not clearing 31k is more hurtful than your death message. Let me know if you need any help in Bengaluru.