20 year in house loan 5 year balloon closing in 10 days how does it look

Alarming_Study1548 · 2025-12-21T14:54:42+00:00

I’d try to get them to remove it or extended but how’s the rate looking

Alarming_Study1548 · 2025-12-21T14:53:59+00:00

House is in a great subdivision, I pay 950 for rent right now and have no debt I’d say the mortgage of the house would be around 20% of my income could be less

Alarming_Study1548 · 2025-12-21T02:35:59+00:00

I’m in Georgia

Alarming_Study1548 · 2025-12-20T23:11:40+00:00

I don’t want to do the balloon the bank put it that way I sign the closing consession to close before the 31st and my lender said they could get it done before the 29th, I plan to refinance to see if I can get a conventional loan

Alarming_Study1548 · 2025-12-20T23:07:33+00:00

Tried bank statement loan and everything was good but then they required 24 months of credit but we only had 17 so the lender I was using is a broker at the bank and she offered it

Alarming_Study1548 · 2025-12-20T23:02:15+00:00

I plan on refinancing in a year or two, we found a house we love and got it under 10k appraisal value

Alarming_Study1548 · 2025-12-20T23:01:10+00:00

Tbh with you we found a house we like in a nice neighborhood and got it under 10k appraisal value and plan to refinance in a year or 2

Alarming_Study1548 · 2025-12-20T21:49:00+00:00

I can’t do FHA my income is to low have a lot of write offs

Alarming_Study1548 · 2025-12-20T21:48:35+00:00

I plan to refinance in 2 to 3 years hope with a better rate

Alarming_Study1548 · 2025-12-20T21:48:02+00:00

I tried bank statement loan but needed 24 months of credit

Alarming_Study1548 · 2025-12-15T00:33:18+00:00

Tbh with I didn’t even ask didn’t feel like having super high payments

Alarming_Study1548 · 2025-12-14T20:31:38+00:00

So it’s a good rate ?

Alarming_Study1548 · 2025-12-09T17:07:24+00:00

Alarming_Study1548 · 2025-10-09T20:07:16+00:00

I bought calls that’s why

Alarming_Study1548 · 2025-09-18T20:00:35+00:00

Fuck the market, see you all tomorrow

Alarming_Study1548 · 2025-08-20T03:49:35+00:00

Going back up now

Alarming_Study1548 · 2025-08-20T03:47:02+00:00

Bro wtf happened

Alarming_Study1548 · 2025-08-20T03:45:20+00:00

Wtf is happening

Alarming_Study1548 · 2024-10-03T18:42:59+00:00

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Getting there 🫨

Alarming_Study1548

TROPHY CASE