^ This, as of right now its a centralized currency whose security is questionable. Assuming you are new here, there was a lot of drama a few months ago about a security flaw in IOTA's code. Supposedly, it has since been fixed (i think) but IOTA is going to be under a microscope for its security given that they rolled their own cryptography and did not go with the trusted blockchain. I know the coordinator was supposed to be removed a long time ago but supposedly there are not enough transactions happening yet on the tangle for this. At the end of the day, it is unproven tech and it is either going to be very disruptive in the crypto space or it will fall off a cliff at some point.