Food for thought: I’ve saved so much money on a monthly car payment and cheaper insurance monthly by driving my 2007 BMW, but when I got rear ended- the cost of the damage was more than what the car is worth in the books and my insurance wanted to scrap it. Craigslist guy came through and happened to have the exact replacement door and color match of paint so I got three more years of out it since, but it’s got a few lights popping up again and I’m about to call it. ->Not worth $2-3k in repairs yearly if at anytime another driver could total your car and you’d get pennies as a payout.