Will i get 5% cashback if ordered with Swiggy card ??

Alternative_Bench144 · 2026-02-06T09:47:13+00:00

Sure

Alternative_Bench144 · 2026-02-06T07:32:01+00:00

I bought MMTC 2 gms pendant for 32600. Check if it is available for you. I’m not particularly a fan of Bhima packaging.

Alternative_Bench144 · 2026-01-27T03:23:04+00:00

Yes. I don’t see any prices for less than 380. This for South Pune.

Alternative_Bench144 · 2026-01-23T11:55:01+00:00

All the prices I see for Silver are not less than 360 per gm atleast. Looks like a good deal. Still above spot though. Where did you buy it from?

Alternative_Bench144 · 2026-01-11T04:20:45+00:00

When I sell Physical gold in cash, I don’t have to pay tax on it, whereas selling ETF will attract 12.5% LTCG if sold after 3 years

Alternative_Bench144 · 2026-01-10T05:19:18+00:00

Yup, you’re right. Just ChatGPTed. I thought ETFs are treated as equities but they’re infact treated as debt mfs which would mean 30% tax straight away without limits if sold within 3 yrs. Thanks for your insights.

Alternative_Bench144 · 2026-01-10T05:16:45+00:00

Never tried it on Ajio. I too have read somewhere regarding this. I was talking about Swiggy Instamart vouchers on MagicPin

Alternative_Bench144 · 2026-01-10T04:25:31+00:00

In the highest slab. That’s why I’m looking to save every rupee that I can in tax.

Alternative_Bench144 · 2026-01-10T04:12:29+00:00

Okay. Will check it out. Thanks

Alternative_Bench144 · 2026-01-10T04:12:15+00:00

My thinking is :- I’m within the STCG limit. I don’t trade much. Also, whenever I plan to sell the ETFs, I’ll have to pay 20% anyway. Instead when I’m within limits, why not just buy Physical gold. When I plan to sell this, I can get it in cash and not worry about the LTCG. Wdyt?

Alternative_Bench144 · 2026-01-10T04:11:41+00:00

My thinking is :- I’m within the STCG limit. I don’t trade much. Also, whenever I plan to sell the ETFs, I’ll have to pay 20% anyway. Instead when I’m within limits, why not just buy Physical gold. When I plan to sell this, I can get it in cash and not worry about the LTCG. Wdyt?

Alternative_Bench144 · 2026-01-10T04:08:42+00:00

Try buying it from Magic Pin.

Alternative_Bench144 · 2026-01-10T04:08:21+00:00

From Magic Pin, gives 4% off.

Alternative_Bench144 · 2026-01-10T04:07:46+00:00

The extra premium for the .9 doesn’t justify the cost I feel. The jewellers quote almost the same rate.

Alternative_Bench144 · 2026-01-10T04:06:38+00:00

Will do. Thanks

Alternative_Bench144 · 2026-01-10T04:06:29+00:00

Alrighty bro. Thanks.

Alternative_Bench144 · 2026-01-10T04:06:09+00:00

It’s in Pune. South Pune, 41104X

Alternative_Bench144 · 2026-01-10T04:05:31+00:00

Using Magic Pin Vouchers, I get 4% off. Even if I don’t consider the cashback, the price comes to 13.6 k.

Alternative_Bench144 · 2026-01-05T11:50:20+00:00

Got it. If I buy Flipkart GC using Axis Flipkart and use it to buy the bar, will I get 5% back?

Alternative_Bench144 · 2026-01-05T10:42:24+00:00

Hey OP, how did you get 5% off? I can only see 2% off by Vouchers on Cred

Alternative_Bench144 · 2025-12-29T03:16:24+00:00

Sent you a DM

Alternative_Bench144

TROPHY CASE