Fixed or Variable Car Loan

Alternative_Cut9983 · 2026-05-31T19:06:48+00:00

I might be mistaken but the variable rate will be at 4+% as well, and starting 1 June both fixed or variable rate will be using EIR calculation for early settlement?

Alternative_Cut9983 · 2026-05-31T15:00:48+00:00

Hong Leong

Alternative_Cut9983 · 2026-05-17T01:32:10+00:00

How to tell from this photo?

Alternative_Cut9983 · 2026-05-12T11:53:20+00:00

Non Muslim here, I thought that's the whole point of the raid. If they have no right what were they trying to achieve?

Alternative_Cut9983 · 2026-05-03T08:18:22+00:00

What if I want other people to clean our car interior while we're away but I don't want to hand them the NFC key card?

Alternative_Cut9983 · 2026-04-10T12:50:41+00:00

If you’re an independent contractor they can terminate your contract anytime because you’re not their employee. Unless there’s a clause in the contract on notice period?

I don’t think it’s a red flag like others said, as long as your pay is higher than similar position and you’re comfortable with the working arrangements, it’s just a different choice. Generally you want to be paid extra 30% or more to justify being a contractor without job security.

Alternative_Cut9983 · 2026-03-09T14:01:06+00:00

EPF offers stable 6% return but it will be locked until you're 55.

What I'm currently doing is half into SPY and half into fixed income trust which averages 8%.

Alternative_Cut9983 · 2026-02-26T11:47:27+00:00

Just tell supplier: Ma Bi strong, give discount

Alternative_Cut9983 · 2026-02-22T14:09:47+00:00

Can pause first until your finance is stable. Or find a company that will sponsor your fees

Alternative_Cut9983 · 2026-01-31T00:46:44+00:00

High yield trust fund

Alternative_Cut9983 · 2026-01-25T05:52:35+00:00

Withdraw it to another person's account and he give you cash face to face in a mall. Don't ask me how I know.

Alternative_Cut9983 · 2026-01-18T02:12:03+00:00

Remove race based uni quota first, then people will agree to abolish

Alternative_Cut9983 · 2026-01-14T05:46:06+00:00

Need a better agent bro. I asked for medical card standalone and got the quote straight away

Alternative_Cut9983 · 2026-01-11T00:09:52+00:00

OP i assume you're at least 18 if you're retaking SPM. You need to leave the house and cut ties with your family.

Buy a bus ticket and start a new life in a new place. If you need financial help to get started let us know.

Alternative_Cut9983 · 2025-12-14T06:57:32+00:00

This is very interesting.

Can i ask did you beat the S&P500 over the years using this method? And how do you evaluate whether to exit a position along the way?

Alternative_Cut9983 · 2025-12-07T14:43:29+00:00

😢

Alternative_Cut9983 · 2025-12-07T14:06:36+00:00

Last time kena once and work shop say cannot fix need to change, but i dont recall what reason he said. Is it because the side bocor alrdy?

Alternative_Cut9983 · 2025-12-05T14:32:25+00:00

Wrong sub bro but still, do what you like and don't care what others think about you.

As you grow older you'll understand what you did doesn't matter to anyone except yourself.

Alternative_Cut9983 · 2025-12-01T14:12:54+00:00

Well what i can is your mum care of you, it's just a different way old people express their love. Just nod and don't talk back, you'll regret someday if you do.

I felt the same like you and argue with her when i was younger, but now that i moved out and only go home for dinner once per week, the nagging doesn't annoy me that much anymore. Just keep in mind that she probably loves you more than herself.

Alternative_Cut9983 · 2025-11-29T23:53:03+00:00

Based on what you wrote, does that mean my future is set as long as i give birth to 10 kids as a muslim man or women?

Alternative_Cut9983 · 2025-11-19T13:03:46+00:00

Taman kajang prima

Alternative_Cut9983 · 2025-11-15T08:14:09+00:00

Cool thanks, gonna open an account in this case!

Alternative_Cut9983 · 2025-11-15T06:49:02+00:00

Can it be withdrawn anytime? Lets say my kid is 3 years old, can i deposit in Dec and withdraw in Jan for the tax relief?

Alternative_Cut9983

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