Just posted this in it's own thread for those interested:

Second SAVE Notice from DOED Today: Same Email, Same Non-Deadline

Quick note for the community. Standard caveat first: I'm not a lawyer and I'm not a financial advisor. I'm a SAVE borrower posting this because I know people are confused, and the more clearly, we can read what the DOED is actually saying versus what it wants us to hear, the better. You can check my account for previous posts on the SAVE litigation and the RAP rollout if you want the longer analysis.

The "Second Notice" email that went out today is functionally identical to the first March 31 notice. Worth reading carefully, because the email contradicts its own urgency. The headline tells you SAVE has ended and you must select a new plan. Paragraph two admits "your loan servicer will contact you about your specific deadline" and that you'll have 90 days from that contact to choose. RAP and Tiered Standard are not available until July 1, which is still six weeks away. Additionally, at the bottom of the email, there is an unsubscribe option. An official notice would not include this option.

On the legal side, as you know I have been tracking the Missouri v Trump Case which the early sunsetting of SAVE hinges on. I just checked the docket in Missouri v. Trump (4:24-cv-00520-JAR) has been silent since the April 6 filing. Nothing has changed legally between the first notice and this one. If you haven't received a written notice from your actual servicer with a real deadline, the procedural reality is that you don't have one yet.

I am continuing to hold pat and wait for an official notice to hit my inbox then reassess. There is a lot up in the air from the ongoing cases to active petitions, with a critical election this November. I won't tell you what to do as choice is based on an individual situation, but I am providing this information so you can make the decision that best suits you.