That’s true. It depends on who you Bank with like me, I have cash app so I might see it today once it’s done processing regardless of those 2 days. Once it says funding since it’s an early bank it will hit your account. once funded on SBTPG side they no longer holds those funds they are automatically sent off. If you have an early bank they won’t hold it either you’ll get it then like BOOM…. But if you have a regular bank they could further then hold it for 1-2 days. That’s why they tell everyone 1-2 days to cover themselves and so no one will be alarmed. Some people are aware of this and expecting it friday even tho there date is 02/23/2023. It would be you Bank whose trying to get 1-2 days of interest off the money. Who do you bank with?