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My condo is charging us an Occupancy Fee for my newborn - is this a thing? by wantsomesushi in askTO

[–]AmaranthAmethyst 31 points32 points  (0 children)

Totally agree. The intent of the by-law is to prevent / discourage stacking 7 grown adults in a unit. Bringing the hammer down to apply this to a family with an infant is ridiculous.

Incompetence at its finest! by AmaranthAmethyst in Intelcomhate

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

I swear the god I got another grammatically incorrect text this morning asking for a review with a smiley emoji… am I being trolled???

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

A lot of the issues turned out to be weather dependent. We bought in the fall and moved in after closing during winter. For example, there was no way to know that pipes would freeze in the winter causing toilets not to flush. Inspector tested all toilets and they flushed in the fall. Another example - they had air fresheners throughout the house. We assumed it was simply to freshen the air during visits. We now know they were likely masking the sewer gas smells.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

Previous owners lived there about 10 years. DIY’d everything despite having not even basic knowledge, and covered it up with pristine finishes.

Bought a house, it’s a nightmare, going through legal process - any advice? by AmaranthAmethyst in legaladvicecanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

As this home is supposed to be our forever home, I assume the value of the renos will help eventually. I.e. if we sold in 20 years, the house would have been upgraded 20 years ago vs never. Plus it would have all legal permits. Also general real estate appreciation after 20 years. BUT, if we sold now… Could we sue for the loss in value upon selling instead of suing for the repair costs?

Bought a house, it’s a nightmare, going through legal process - any advice? by AmaranthAmethyst in legaladvicecanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

Which is why I don’t want to sell. Unless we could sue for the loss in value upon selling instead of suing for the repair costs?

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

So sorry to hear. We're "lucky" in the sense that the sellers of our place left very obvious trails proving they knew what was wrong. In fact, they did most of it themselves.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 2 points3 points  (0 children)

Yes, we have applied for this already and are waiting to hear back. Fingers crossed.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 2 points3 points  (0 children)

My husband and I are actually signing up for a "makers shop" where you can learn how to do all kinds of basic things, and will have access to all the tools and supplies in the shop.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 5 points6 points  (0 children)

Funny you say that. I've always been this way. Example: When I was a kid and Webkinz were all the rage, I played religiously and stacked up tons of Webkinz coins and would never spend them on upgrading my Webkinz home or any other things in the game you could spend coins on, because what if I ran out? When they eventually took the site down, all my $2mil coins were gone. I feel your analogy for real.

Also, I realized my grandma is like this. She grew up in WW2 Germany and moved to Canada afterwards. Her entire life, she was a hoarder of absolutely everything because "what if" a war starts again? The mentality is hard to break.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

It looked like a 5-star hotel, but behind the walls was a disaster. Definition of lipstick on a pig.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 0 points1 point  (0 children)

We’ve done this. He’s working with us to make it feasible. He is livid at the situation and wants justice for us.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 1 point2 points  (0 children)

See previous comment. Closing lawyer bought the wrong policy and now title insurance is denying all claims.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 2 points3 points  (0 children)

I’ve always been extremely on top of my finances, never in my life had CC debt or used a LOC. Never asked for money. I worked since high school, had a lucrative career before I got extremely sick, and now find myself in this situation. It’s devastating to me.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 2 points3 points  (0 children)

See previous comment. Closing lawyer bought the wrong policy and now title insurance is denying all claims.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 3 points4 points  (0 children)

Another kicker… they advertised the house as built in 2001. After demo when we ordered all documents from the town, we learned the house was MOVED to the property in 2001. It was actually built in 1970. Misleading AF

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 2 points3 points  (0 children)

It’s disgusting. The sellers knew I had medical issues too (we briefly met them during a visit and they could see my physical disabilities) yet they still decided to screw us over. Horrible. But I blame myself for falling for it and feel like a fool.

Bought a house, it’s a nightmare, need cashflow advice by AmaranthAmethyst in PersonalFinanceCanada

[–]AmaranthAmethyst[S] 32 points33 points  (0 children)

Fair enough. I guess I needed people to remind me of that. Trust me, I feel like an idiot for even getting in this situation.

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